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GENERAL CONTRACT PROVISIONS <br /> ENTIRE CONTRACT <br /> This entire contract consists of: <br /> a . the pages of this Policy, including any amendments or endorsements ; <br /> b . the Participating Employer's Participation Agreement; <br /> c. the Disclosure Statement ; <br /> d . the Participating Employer's Employee Benefit Plan as approved by SAFECO ; and <br /> e . the Excess Loss Schedule of Benefits . <br /> LIABILITY AND INDEMNIFICATION <br /> SAFECO is not liable for any costs the Participating Employer incurs because of any disputes or <br /> contested claims under the Employee Benefit Plan . SAFECO is not liable for punitive , exemplary or <br /> consequential damages . The Participating Employer must hold SAFECO harmless from damages of any <br /> kind which are not caused by SAFECO's own acts or omissions . <br /> The Participating Employer must indemnify SAFECO for all expenses of litigation , including attorney fees , <br /> that SAFECO incurs in defending claims or lawsuits brought against SAFECO by a Covered Unit or <br /> Covered Family Unit under the Employee Benefit Plan . <br /> OBLIGATION <br /> SAFECO is acting only as a provider of insurance to the Participating Employer. SAFECO is not and will <br /> not be considered a fiduciary. SAFECO assumes no obligations required by the Employee Retirement <br /> Income Act ( ERISA) of 1974 , as amended . <br /> SAFECO has no responsibility or obligation to directly reimburse any Covered Unit or Covered Family <br /> Unit, This Policy will not create any right or legal relationship between SAFECO and any Covered Unit or <br /> Covered Family Unit . SAFECO's sole obligation under this Policy is to the Participating Employer, <br /> ASSOCIATED COMPANIES <br /> Excess Loss Insurance is extended to the Participating Employer's Associated Companies listed on the <br /> Schedule . Additions and terminations may only be made by amendment to coverage under this Policy. <br /> Termination of an Associated Company is treated as termination of coverage for that company only. <br /> NOTICE <br /> For purposes of any notice required under this Policy, notice to the last known Claims Administrator will be <br /> considered notice to the Participating Employer. Notice to the Participating Employer will be considered <br /> notice to the Claims Administrator, <br /> LGC 8819 03/02 1 <br />