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I
<br />V your landscape to adapt
<br />mate change, naturally
<br />line forever
<br />19 out of all
<br />ler climate
<br />cit from the
<br />:o the next,
<br />entirely, it
<br />he way we
<br />rising we
<br />ity growing
<br />treasnever
<br />3ght strick-
<br />sinning of a
<br />is time we
<br />look at our
<br />ter waste is
<br />its to grow
<br />ficient rain -
<br />a naturally.
<br />Y we grow
<br />wins, which
<br />water- and
<br />monocul-
<br />are sur-
<br />a wildlands
<br />Plants that
<br />elves. if we
<br />from these
<br />needy exot
<br />own little
<br />ystem. Bet-
<br />far fewer
<br />lowing and
<br />r lawns to
<br />1 the emd-
<br />step is to
<br />ll5' adapted
<br />lude trees,
<br />ierennials,
<br />overs that
<br />ves Within
<br />Your yard
<br />iaticaliy su-
<br />ng drought,
<br />he way na.
<br />samples are
<br />dodendrons
<br />e Carolina
<br />de trees of
<br />:oneflowers
<br />didwestern
<br />; bloom in
<br />)eepSouth.
<br />the Rocky
<br />opine hugs
<br />forma foot -
<br />cactus tow-
<br />s desert.
<br />ticulturists
<br />ature of the
<br />ipe. They
<br />er to create
<br />cieties to
<br />conscious
<br />roues often
<br />h universi-
<br />ens and ar-
<br />community
<br />e plants are
<br />•ation, stud -
<br />also have
<br />ndependent
<br />alize in na-
<br />e dedicated
<br />s or genera
<br />than any -
<br />cause some
<br />ilar natives
<br />garden can -
<br />only places
<br />PPS
<br />YARDSMART
<br />MAUREEN GILMER
<br />You'll find them.
<br />At native plant society Web
<br />sites you'll find references to
<br />the best books on local natives
<br />for their individual states.
<br />That illustrates the real issue
<br />here, that native plants are so
<br />regionally specific that nation-
<br />al books hardly apply at all.
<br />Plus, field guides don't offer.
<br />much because they're designed
<br />to tell you how to identify na-
<br />tives in habitat.
<br />The best books to choose di-
<br />rect you to the native plants
<br />that. have proved garden-wor.
<br />thy, They won't be overly fin.
<br />icky and will adapt to more
<br />varied conditions.
<br />Thanks to the New England
<br />Wild Flower Society;, we have
<br />an excellent database of state
<br />native plant societies. Lag on
<br />to their Web site at
<br />NATIVE PLANTS: Getinformation
<br />from the. Florida Native Plant
<br />Society at www,fnps.org/.
<br />www.newfs.org/nps.htm. This
<br />Listing features every state so-
<br />ciety as well as their e-mail
<br />contact and Web site. Florida's
<br />Native Plant society is at
<br />www.fnps.org/.
<br />The one thing we can count
<br />on is the fact that Earth's cli.
<br />mate changes. Change wiped
<br />out the dinosaurs, it dried up
<br />the seas and it has inu;ldated
<br />whole continents. Rather than
<br />try to control Nature, perhaps
<br />it's time we lent a hand and
<br />worked with her fickle nature
<br />rather than against it.
<br />Maureen Gilmer is A horupLuturlsl
<br />and host of,('VVeeketad'G417d, ng on R ..
<br />Dr1 Network. Contact her at her �Many1at
<br />Web site www.moplants.com or visit beal4othu
<br />www.diynetworlccom, showy as
<br />exotics.
<br />bit
<br />Hies & rear'Patios.
<br />IS bath townhomes
<br />,
<br />M . 1111tr1Ju1c tronas
<br />BUSINESS JOURNAL 141S371
<br />PUBLIC NOTICE
<br />7ACCCEPTING
<br />N RIVER COUNTY WILL BE
<br />APPLICATIONS FOR
<br />PARTICIPATION IN THE COUNTYLOCAL
<br />HOUSING ASSISTANCE PROGRAM
<br />Notice is hereby given that, starting July 6, 2007, the Board of County
<br />Commissioners of Indian River County, Florida will be accepting
<br />applications from households in the very low, low, and moderate income
<br />categories for the purchase or rehabilitation of affordable housing units.
<br />Unless extended by the county, the application acceptance period will end
<br />on July 31, 2007.,The County estimates that it will receive $1,231,134.00
<br />(including administrative costs) for FY 2007.2006 from the Florida state
<br />Housing Initiatives Partnership (SHIP) Program, which will be made
<br />available through the Indian River County Local Housing Assistance
<br />Program for the following activities:
<br />AVAILABLE LOCA WIT—ANCE
<br />Type of Assistance Avallable by Income Category
<br />ImPaq Fee Grants Income Category Estimaled Amount
<br />VLI, LI
<br />Impact Fee Loans . $10,OOo.00
<br />Rehabllilal)On Loans VLI, LI, MI 52000
<br />Rehabilitation Grants 'N:VLI, LI, MI $298,021.00
<br />VU $100,000.00
<br />Down Payment/Closing CosVPimis.al'gedudion Loans lar:
<br />a Purchase of an existing home without rehabilitation $500,000.00
<br />(not more than IS% of total funds) VLI
<br />b. Purchase of new home (less than one year old)
<br />c. Construction of new home VU, LI, MI
<br />d. Purchase at an existing home being rehabilitated in the Iasi 12 months VU, U, MI
<br />Ml
<br />e. Combined purchase and rehabilitation of an existing home VU, LI, MI
<br />I. Combined Construction and Impact Fee Loans
<br />VLI. LI, MI
<br />VLI = Very Low Income; LI = Low Income; MI = Moderate Income
<br />Assistance will be Provided as defemed payment loans that do not need to be paid back until
<br />the assisted unit is sold, refinanced with "cash our', or d someone other than the original loan
<br />redpiem occupies the assisted unit Limited assistance will be provided as grants to very low-
<br />income households only. The grant amount will be forgiven after 10 year residency
<br />requirement.
<br />Applicants padicipalina in the Local Housing Assistance Program must meet the following
<br />requirements.
<br />_.. I._ _. Income_Levgl; A household's.lolalannual gross income level must bedassihed as either
<br />_ very low, low, or moderate based on the following table.
<br />Indian River County Maximum Income Levels and Income Classification:
<br />Household Very Low Low
<br />Size up to 50% of MI 51.80% of MI Moderate
<br />81120% of Ml
<br />1 Person 19,450 31,110
<br />2 Persons 22,220 35,550 46,680
<br />3Persons 25,000 39955 53,280
<br />4 Persons 27,750 44,400 60,000
<br />5 Persons 29,950 47850 66,600
<br />6 Persons 32,200 51,600 71,880
<br />7 Persons 34,400 51,500 77,280
<br />8 Persons 36,650 82,560
<br />58,600
<br />87,960
<br />2. Employment: At least one of the household members must currently be employed
<br />(including having boon continuously employed for the Past year), be a seasonal farm worker
<br />for two seasons, or be a special needs pow (elderly, doubled, et)
<br />3. Assets: Ahousehold'stotal assets shell not exceed$20,ODO.00.
<br />4. Credit Vedficallon:An aPPlicarll shall have a sallsfadory credo rating.
<br />5. Homebuyer Status: No member of household shall have owned a home for at least three
<br />(3) years before being appmved to receive down paymertUctasirg cost assistance.
<br />8:Purchase Price Limitati
<br />exceeon: The Purchase Pdra into for a new or exlsfing home may rpt
<br />d: $253,125.00
<br />PER IBITION OF MOBILE uoM
<br />Funds may not be used to repair, rehabilitate, or purchase mobile homes.
<br />Information and applications may be obtained from and completed applicalion must be
<br />submtted to the Indian River County Planning DNision's housing office located at 1840
<br />25th Strait Vero Beach, Florida, 32960, or call (772) 226.1870 or (772) 226-1594.
<br />b7itle 2417 and in
<br />1
<br />,a
<br />bit
<br />Hies & rear'Patios.
<br />IS bath townhomes
<br />,
<br />M . 1111tr1Ju1c tronas
<br />BUSINESS JOURNAL 141S371
<br />PUBLIC NOTICE
<br />7ACCCEPTING
<br />N RIVER COUNTY WILL BE
<br />APPLICATIONS FOR
<br />PARTICIPATION IN THE COUNTYLOCAL
<br />HOUSING ASSISTANCE PROGRAM
<br />Notice is hereby given that, starting July 6, 2007, the Board of County
<br />Commissioners of Indian River County, Florida will be accepting
<br />applications from households in the very low, low, and moderate income
<br />categories for the purchase or rehabilitation of affordable housing units.
<br />Unless extended by the county, the application acceptance period will end
<br />on July 31, 2007.,The County estimates that it will receive $1,231,134.00
<br />(including administrative costs) for FY 2007.2006 from the Florida state
<br />Housing Initiatives Partnership (SHIP) Program, which will be made
<br />available through the Indian River County Local Housing Assistance
<br />Program for the following activities:
<br />AVAILABLE LOCA WIT—ANCE
<br />Type of Assistance Avallable by Income Category
<br />ImPaq Fee Grants Income Category Estimaled Amount
<br />VLI, LI
<br />Impact Fee Loans . $10,OOo.00
<br />Rehabllilal)On Loans VLI, LI, MI 52000
<br />Rehabilitation Grants 'N:VLI, LI, MI $298,021.00
<br />VU $100,000.00
<br />Down Payment/Closing CosVPimis.al'gedudion Loans lar:
<br />a Purchase of an existing home without rehabilitation $500,000.00
<br />(not more than IS% of total funds) VLI
<br />b. Purchase of new home (less than one year old)
<br />c. Construction of new home VU, LI, MI
<br />d. Purchase at an existing home being rehabilitated in the Iasi 12 months VU, U, MI
<br />Ml
<br />e. Combined purchase and rehabilitation of an existing home VU, LI, MI
<br />I. Combined Construction and Impact Fee Loans
<br />VLI. LI, MI
<br />VLI = Very Low Income; LI = Low Income; MI = Moderate Income
<br />Assistance will be Provided as defemed payment loans that do not need to be paid back until
<br />the assisted unit is sold, refinanced with "cash our', or d someone other than the original loan
<br />redpiem occupies the assisted unit Limited assistance will be provided as grants to very low-
<br />income households only. The grant amount will be forgiven after 10 year residency
<br />requirement.
<br />Applicants padicipalina in the Local Housing Assistance Program must meet the following
<br />requirements.
<br />_.. I._ _. Income_Levgl; A household's.lolalannual gross income level must bedassihed as either
<br />_ very low, low, or moderate based on the following table.
<br />Indian River County Maximum Income Levels and Income Classification:
<br />Household Very Low Low
<br />Size up to 50% of MI 51.80% of MI Moderate
<br />81120% of Ml
<br />1 Person 19,450 31,110
<br />2 Persons 22,220 35,550 46,680
<br />3Persons 25,000 39955 53,280
<br />4 Persons 27,750 44,400 60,000
<br />5 Persons 29,950 47850 66,600
<br />6 Persons 32,200 51,600 71,880
<br />7 Persons 34,400 51,500 77,280
<br />8 Persons 36,650 82,560
<br />58,600
<br />87,960
<br />2. Employment: At least one of the household members must currently be employed
<br />(including having boon continuously employed for the Past year), be a seasonal farm worker
<br />for two seasons, or be a special needs pow (elderly, doubled, et)
<br />3. Assets: Ahousehold'stotal assets shell not exceed$20,ODO.00.
<br />4. Credit Vedficallon:An aPPlicarll shall have a sallsfadory credo rating.
<br />5. Homebuyer Status: No member of household shall have owned a home for at least three
<br />(3) years before being appmved to receive down paymertUctasirg cost assistance.
<br />8:Purchase Price Limitati
<br />exceeon: The Purchase Pdra into for a new or exlsfing home may rpt
<br />d: $253,125.00
<br />PER IBITION OF MOBILE uoM
<br />Funds may not be used to repair, rehabilitate, or purchase mobile homes.
<br />Information and applications may be obtained from and completed applicalion must be
<br />submtted to the Indian River County Planning DNision's housing office located at 1840
<br />25th Strait Vero Beach, Florida, 32960, or call (772) 226.1870 or (772) 226-1594.
<br />b7itle 2417 and in
<br />1
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