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� L <br /> OyJ� 2 <br /> F <br /> CII <br /> • � �} e'<,� �*eon <br /> FREQUENCY FREQUENCY FREQUENCY <br /> (a) Area of triangle represents ( b) One element of risk such as (c) More then one element of risk <br /> probability of loss - The larger exposure can be reduced and can be reduced and therefore <br /> the triangle the higher therefore the overall probability the overall probability of loss is <br /> probability of loss . of loss is reduced . even greater reduced . <br /> Figure 4 . 1 . Risk triangle . <br />