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L <br /> IMPORTANT <br /> L <br /> If the certificate holder is an ADDITIONAL INSURED , the policy( ies ) must be endorsed . A statement on <br /> this <br /> certificate does not confer rights to the certificate holder in lieu of such endorsement(s ) . <br /> If SUBROGATION IS WAIVED , subject to the terms and conditions of the policy , certain policies may require an <br /> endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu <br /> of such <br /> endorsement(s ) . <br /> DISCLAIMER <br /> The Certificate of Insurance on the reverse side of this form does not constitute a contract between the issuing <br /> +► insurer(s ) , authorized representative or producer, and the certificate holder, nor does it affirmatively or negatively <br /> amend , extend or alter the coverage afforded by the policies listed thereon . <br /> L <br /> is <br /> err <br /> rrr <br /> wr <br /> wr <br /> wry ACORD 25 (2001 /08) <br /> INS025 (0108). 08a Page z of z <br /> +wr <br />