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								          				not    be    liable    for    and    will    not    pay    the    fees    of    any    other    counsel .    The    		and    memoranda    in    the    custody    or    control
<br />   of    a    third    party,    which
<br />      				Company    will     not    pay    any    fees ,    costs    or    expenses     incurred    by    the       			reasonably    pertain    to    the     loss    or    damage .
<br />   All     information    designated
<br />      				insured    in    the    defense    of    those    causes    of    action    which    allege    matters      	as    confidential    by   the     insured    claimant    provided
<br />   to    the    Company
<br />      				not    insured    against    by    this    policy.																				pursuant    to    this    Section    shall     not    be    disclosed    to    others    unless ,    
<br />in
<br />       						( b )   	The    Company    shall    have    the    right,    at    its    own    cost,    to  					the    reasonable    judgment    of    the    Company,     it    is  
<br />  necessary    in    the
<br />      				institute    and    prosecute    any    action    or    proceeding    or    to    do    any    other 			administration    of   the    claim .     Failure    of    the    insured
<br />   claimant    to    submit
<br />      				act   which    in    its    opinion    may    be    necessary    or    desirable    to    establish  			for    examination    under    oath ,     produce    other    reasonably
<br />   requested
<br />     				the    title    to    the    estate    or    interest,    as     insured ,    or    to    prevent    or    reduce    		information    or    grant    permission    to    secure
<br />   reasonably    necessary
<br />      				loss    or    damage    to    the    insured .    The    Company    may    take    any   							information    from    third    parties    as    required     in    this   
<br />paragraph    shall
<br />      				appropriate    action     under   the    terms    of   this    policy,    whether    or    not    it   			terminate    any    liability    of    the    Company    under   this
<br />   policy    as    to    that
<br />      				shall    be    liable    hereunder,    and    shall    not   thereby    concede    liability    or   			claim .
<br />     				waive    any    provision    of    this    policy.     If   the    Company    shall     exercise     its  			6.    	Options    to    Pay   or   Otherwise    Settle    Claims;
<br />    Termination    of
<br />      				rights    under    this    paragraph ,     it    shall    do    so    diligently. 													Liability.
<br />       						( c )   	Whenever   the    Company    shall    have    brought   an    action    or    						In    case    of    a    claim    under   this    policy,    the    Company
<br />   shall    have    the
<br />      				interposed    a    defense    as    required    or    permitted     by    the    provisions    of     			following    additional    options :
<br />     				this    policy,    the    Company    may    pursue    any    litigation    to    final										la ►   	To    Pay    or   Tender    Payment    of    the    Amount    of    Insurance
<br />.
<br />     				determination    by    a    court    of    competent    jurisdiction    and    expressly       						To    pay    or    tender    payment    of    the    amount    of    insurance
<br />   under    this
<br />     				reserves    the    right,     in    its    sole    discretion ,    to    appeal    from    any    adverse       		policy    together   with    any    costs ,    attorneys' 
<br />  fees    and    expenses    incurred
<br />     				judgment    or    order.     																											by    the    insured    claimant,    which    were    authorized    by   the    Company,     up    to
<br />       						Id )   	In    all    cases    where    this    policy    permits    or    requires    the    					the    time    of    payment    or    tender    of    payment    and  
<br /> which    the    Company    is
<br />     				Company    to    prosecute    or    provide    for    the    defense    of    any    action    or				obligated    to    pay.
<br />      				proceeding ,    the    insured    shall    secure    to    the    Company   the    right    to    so  					Upon    the    exercise    by    the    Company    of    this   
<br />option ,    all     liability    and
<br />      				prosecute    or    provide    defense    in    the    action    or    proceeding ,    and    all    				obligations    to    the    insured    under   this    policy,    other
<br />  than    to    make    the
<br />     				appeals    therein ,    and    permit    the    Company    to    use ,    at    its    option ,    the     			payment    required ,    shall    terminate ,     including   
<br />any    liability    or    obligation
<br />     				name    of    the    insured    for   this    purpose .    Whenever    requested    by    the				to    defend ,    prosecute ,    or    continue    any    litigation ,    and
<br />   the    policy    shall
<br />     				Company,    the    insured ,    at    the    Company 's    expense ,    shall    give    the 					be    surrendered    to    the    Company    for    cancellation .
<br />     				Company    all     reasonable    aid    ( i )    in    any    action    or    proceeding ,    securing 					( b )  	To    Pay    or    Otherwise    Settle    With    Parties
<br />   Other    than    the
<br />     				evidence ,     obtaining    witnesses ,    prosecuting    or    defending    the    action    or       						Insured    or    With    the    Insured    Claimant .
<br />     				proceeding ,    or    effecting    settlement,    and    ( ii )    in    any    other    lawful    act 								li ►   	to    pay    or    otherwise    settle    with    other
<br />   parties    for    or    in
<br />    				which    in    the    opinion    of   the    Company    may    be    necessary    or    desirable     		the    name    of    an     insured    claimant    any    claim    insured
<br />   against    under   this
<br />    				to    establish    the    title    to    the    estate    or    interest    as    insured .    If    the   					policy,    together    with    any    costs ,    attorneys'  
<br /> fees    and    expenses    incurred
<br />     				Company    is    prejudiced    by    the    failure    of    the    insured    to    furnish    the 				by   the    insured    claimant    which    were    authorized     by
<br />  the    Company    up    to
<br />     				required    cooperation ,    the    Company 's    obligations    to    the     insured    under    		the    time    of    payment    and    which    the    Company    is   
<br />obligated    to    pay ;     or
<br />     				the    policy    shall    terminate ,     including    any    liability    or    obligation    to     									Iii )   	to    pay    or    otherwise    settle    with    the
<br />   insured    claimant
<br />     				defend ,    prosecute ,    or    continue    any    litigation ,    with    regard    to    the					the     loss    or    damage    provided    for    under   this    policy,
<br />   together   with    any
<br />     				matter    or    matters    requiring    such    cooperation .  														costs ,    attorneys'    fees    and    expenses    incurred    by    the    insured    claimant
<br />     				5.   	Proof   of   Loss    or   Damage.       																					which    were    authorized    by    the    Company    up    to    the    time    of    payment
<br />       						In    addition    to    and    after    the    notices    required    under    Section    3    of      		and    which    the    Company    is    obligated    to    pay.
<br />    				these    Conditions    and    Stipulations    have    been    provided    the    Company,    a  				Upon    the    exercise    by    the    Company    of    either    of    the
<br />   options
<br />     				proof    of    loss    or    damage    signed    and    sworn    to    by    the    insured    claimant 		provided    for    in    paragraphs    ( b )( i )    or    ( ii ) ,
<br />   the    Company 's    obligations    to
<br />    				shall    be    furnished    to    the    Company    within    90    days    after    the    insured 			the    insured    under   this    policy    for   the    claimed    loss
<br />   or    damage ,    other
<br />    				claimant    shall    ascertain    the    facts    giving    rise    to    the     loss    or    damage .       		than    the    payments    required    to    be    made ,   
<br />shall    terminate ,     including    any
<br />    				The    proof    of    loss    or    damage    shall    describe    the    defect    in ,    or    lien    or  			liability    or    obligation    to    defend ,    prosecute
<br />   or    continue    any    litigation .
<br />    				encumbrance    on    the    title ,    or    other    matter    insured    against    by    this
<br />     				policy   which    constitutes    the     basis    of    loss    or    damage    and    shall    state ,    		�    	Determination,     Extent   of   Liability
<br />    				to    the    extent    possible ,    the    basis    of    calculating    the    amount    of    the    loss				This    policy    is    a    contract    of    indemnity    against
<br />   actual     monetary
<br />     				or   damage .     If   the    Company    is    prejudiced    by    the    failure    of   the    insured  		loss    or    damage    sustained    or    incurred    by   the 
<br />   insured    claimant   who
<br />     				claimant   to    provide    the    required    proof    of    loss    or    damage ,    the  						has    suffered     loss    or    damage    by    reason    of    matters
<br />   insured    against    by
<br />    				Company 's    obligations    to    the    insured     under    the    policy    shall    terminate ,		this    policy    and    only    to    the    extent    herein    described
<br />.
<br />     				including    any    liability    or    obligation    to    defend ,    prosecute ,    or    continue       				ed   	The     liability    of   the    Company    under    this
<br />   policy    shall     not
<br />       																																								exceed
<br />    				any    litigation ,    with     regard    to    the    matter    or    matters    requiring    such       						d    the    least    of :
<br />    				proof    of    loss    or    damage .    																													( i )   	the    Amount    of    Insurance    stated     in    Schedule    A ,    or,
<br />      						In    addition ,    the    insured    claimant    may    reasonably    be    required    to     							( ii )   	the    difference    between    the    value    of    the
<br />   insured    estate
<br />    				submit   to    examination    under    oath    by    any    authorized    representative    of 		or    interest    as    insured    and    the    value    of    the    insured
<br />   estate    or    interest
<br />    				the    Company    and    shall    produce    for    examination ,     inspection    and 					subject    to    the    defect ,     lien    or    encumbrance    insured    against
<br />   by   this
<br />     				copying ,    at    such    reasonable    times    and    places    as    may    be    designated      		policy.
<br />     				by    any    authorized    representative    of    the    Company,    all     records ,    books , 					Ib ►   	The    company    will    pay    only    those    costs ,   
<br />attorneys'    fees    and
<br />     				ledgers ,    checks ,    correspondence    and    memoranda ,    whetner    bearing    a       		expenses     incurred    in    accordance    with     Section    4    of   the
<br />   Conditions    and
<br />     				date    before    or   after    Date    of    Policy,    which    reasonably    pertain    to    the 			Stipulations .
<br />     				loss    or    damage .     Further,     if    requested    by    any    authorized     representative		B.   	Apportionment.
<br />     				of   the    Company,    the    insured    claimant    shall    grant    its    permission ,     in       					If    the     land    described    in     Schedule    A    consists
<br />   of    two    or    more
<br />    				writing ,    for    any    authorized     representative    of    the    Company    to    examine ,		parcels    which    are    not    used    as    a    single    site ,   
<br />and    a    loss     is    established
<br />     				inspect    and    copy    all     records ,    books ,     ledgers ,    checks ,    correspondence      		affecting    one    or    more    of    the    parcels    but    not
<br />   all ,    the    loss    shall    be
<br />
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