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RE : Windsor " B " CLOSING AGREEMENT The undersigned hereby authorize the law firm of Collins, Brown , Caldwell, Barlkett 8z Garavaglia , Chtd . ( " Closing Agent" ) to close the transaction between INDIAN RIVER COUNTY, FLORIDA, A POLITICAL SUBDIVISION OF THE STATE OF FLORDA, ( " SELLER" ) AND WINDSOR PROPERTIES , A FLORIDA GENERAL PARTNERSHIP', ( " BUYER " ) : 1 . CLOSING AGENT REPRESENTATION . The Closing Agent represents the ( ) SELLER ., ( X ) BUYER ( ) LENDER in this transaction . Any closing fee charged to non - represented party by the Closing Agent does not establish an attorney/client relationship between the non - represented party and the Closing Agent . 2 . BUYER HAS REVIEWED TITLE INSURANCE COMMITMENT. Buyer hereby represents that Buyer has received the Commitment for Title Insurance issued in conjunction with this transaction, and has had the opportunity to review same prior to closing . Buyer has carefully reviewed the instrument of conveyance ( i . e . Deed ) , and acknowledges that Buyer is taking title to the property in the manner desired by Buyer . It is the Buyer ' s sole responsibility to secure independent legal counsel , if necessary, to understand the legal implications of the applicable concurrent ownership established . 3 . SURVEY . If a current surveywas prepared Buyer hereby represents that Buyer has Y obtained a survey in conjunction with this transaction and acknowledges that Buyer has had an opportunity to review the same prior to or at the time of closing this transaction , noted such matters reflected in the survey, which include, but not limited to, easements, boundary line locations, dimensions, and encroachments from Buyer ' s property onto adjoining properties, if any, and Buyer accepts title subject to the matters set forth thereon . 4 . BUYER REPRESENTS AND WARRANTS . To the best of Buyer's knowledge . A . Within the last 90 days, no mechanicsmen , materialsmen or laborers have provided services which remain unpaid for which Buyer personally contracted . OR Within the past 90 days, there have been no improvements or repairs to the subject property which costs thereon remain unpaid , other than the following for which Buyer personally contracted : for which Buyer agrees to make payment in full . Be That Buyer has inspected the property prior to closing and accepts the subject property in its present condition , or waives their right of inspection . C . Buyer represents and warrants that Buyer has not and will not execute any instrument that would adversely affect the interest being insured prior to the recording of the closing and/or loan documents in this closing, including but not limited to executing a Note, Mortgage, ( other than the lender in thi:; closing transaction ) or a Notice of Commencement. 5 . AUTHORIZATION TO CLOSING AGENT : Buyer and Seller hereby authorize Closing Agent to procure and record all documents required to facilitate the closing of the transaction , AND to make all disbursements that appear on the Closings/ Settlement Statement. 6 . SETTLEMENT STATEMENT COSTS : This Firm strives to compile a precise and accurate Settlement Statement/Closing Statement in conjunction with the closing of this transaction . However, occasionally, certain costs and expenses are estimated on limited information available to the Closing Agent at the time of preparing the Settlement Statement/Closing Statement, which results in settlement charges that may exceed the actual INITIALS . /�i