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SECTION XVIII — INSURANCE During the performance of the work covered by this Agreement, HOUSING INSPECTOR shall provide COUNTY with evidence that HOUSING INSPECTOR has obtained and maintains the insurance listed in the Agreement. A. HOUSING INSPECTOR shall procure and maintain for the duration of the Agreement, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by HOUSING INSPECTOR, its agents, representatives, employees or subcontractors. The cost of such insurance shall be included in HOUSING INSPECTOR S fees. B. Minimum Scope of Insurance (for fees less than $500,000): 1. Worker's Compensation as required by the State of Florida. 2. General Liability $500,000 combined single limit per accident for bodily injury and property damage. Coverage shall include premises/operations products/completed operations, contractual liability, and independent contractors. COUNTY shall be named an "Additional Insured" on the certificate of insurance. 3. Auto Liability $500,000 combined single limit per accident for bodily injury and property damage. Coverage shall include owned vehicles hired vehicles, and non -owned vehicles. COUNTY shall be a "Designated Insured" on the insurance. 4. Professional Liability Insurance providing coverage for negligent acts, errors, or omissions committed by HOUSING INSPECTOR with a $500,000 per claim/annual aggregate. This insurance shall extend coverage to Toss of interest, earning, profit, use and business interruption cost of replacement power and other special indirect, and consequential damages 5. Employer Liability Insurance of $500,000 HOUSING INSPECTOR insurance coverage shall be primary. All above insurance policies shall be placed with insurers with a Best's rating of no less that A -VII. The insurer chosen shall also be licensed to do business in Florida. E The insurance policies procured other than professional liability, shall be occurrence forms, not claims made policies. Professional liability shall be on a claims -made basis. F. The insurance companies chosen shall provide certificates of insurance prior to signing of contracts, to the Indian River County Risk Management Department. G Each insurance company shall provide the Indian River County Risk Management Department with a certificate of insurance that states that the insurance company will provide 30 days notice to the Risk Management Department, of its intent to modify or cancel said policies of insurance. Such notice shall be in writing by registered mail, return receipt requested, and addressed to the Risk Manager of the Risk Management Department. Page 8 of 11