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(American Land Title Association - Owner's Policy Adopted 6 / 17 /2006) ( Vith Florida Modifications)
<br /> OWNER 'S POLICY OF TITLE INSURANCE
<br /> OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be given
<br /> to the Company at the address shown in Section 18 of the Conditions.
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE , THE EXCEPTIONS FROM COVERAGE CONTAINED I \ SCHEDULE B ,
<br /> AND THE CONDITIONS, OLD REPUBLIC NATIONALTITLE INSURANCE COMPANA', a !Minnesota corporation ( the "Company" )
<br /> insures, as of Date of Policy, against loss or damage , not exceeding the Amount of Insurance , sustained or incurred br, the Insured by
<br /> reason of:
<br /> 1 . Title being vested other than as stated in Schedule A .
<br /> 2. Any defect in or lien or encumbrance on the Title . This Covered Risk includes but is not limited to insurance against loss
<br /> from
<br /> ( a ) A defect in the Title caused by
<br /> ( i ) forgery, fraud , undue influence , duress , incompetency , incapacity, or impersonation ;
<br /> ( ii ) failure of any person or Entity to have authorized a transfer or conveyance ;
<br /> ( iii ) a document affecting Title not properly created , executed , witnessed , sealed , acknotrledged . noun iied , or delivered;
<br /> ( iv) failure to perform those acts necessary to create a document by electronic means autitoriied b \ I ; nr:
<br /> ( v) a document executed under a falsified , expired , or otheririse invalid power of attorney :
<br /> (vi ) a document not properly filed , recorded , or indexed in the Public Records including failure to prrh arm those
<br /> acts by
<br /> electronic means authorized by law; or
<br /> ( vii ) a defective judicial or administrative proceeding .
<br /> ( b ) The lien of real estate taxes or assessments imposed on the Title by a governmental authorio due or parable ,
<br /> but unpaid .
<br /> (c ) Any encroachment, encumbrance , violation , variation , or adverse circumstance affecting the Title that trould be disclosed
<br /> by an accurate and complete land surrey of the Land . The term "encroachment" includes encroachments of existing
<br /> improvements located on the Land onto adjoining land , and encroachments onto the Land of existing improvements
<br /> located on adjoining land .
<br /> 3. Unmarketable Title .
<br /> 4. No right of access to and from the Land .
<br /> 5. The violation or enforcement of any law, ordinance , permit, or governmental regulation ( including those relating to building
<br /> and zoning) restricting, regulating, prohibiting , or relating to
<br /> ( a) the occupancy, use , or enjoyment of the Land ;
<br /> ( b) the character, dimensions , or location of any improvement erected on the Land ;
<br /> ( c) the subdivision of land ; or
<br /> ( d) environmental protection
<br /> if a notice , describing any part of the Land , is recorded in the Public Records setting forth the violation or intention to enforce
<br /> but only to the extent of the violation or enforcement referred to in that notice .
<br /> (Covered Risks continued)
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this police to be signed and sealed as of
<br /> Date of Policy shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> A Stock Company
<br /> 400 Second Avenue South, Minneapolis, Minnesota 55401
<br /> (612) 371 - 1111
<br /> By President
<br /> * * Attest Q v� Q Secretary
<br /> SERIAL
<br /> OF6 - 4081293
<br /> FORM OF6 (rev. 12110)(With Florida Modifications) 1 of 6
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