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(a) Worker' s Compensation as required by the State of Florida . Employers Liability of $ 100 , 000 each accident, $ 500 , 000 disease policy limit, and $ 100 , 000 disease each employee . (b) General Liability $ 1 , 000 , 000 combined single limit per accident for bodily injury and property damage . COUNTY shall be an additional insured . Auto Liability $ 1 , 000 , 000 combined single limit per accident for bodily injury and property damage for owned and non-owned vehicles . COUNTY shall be an additional insured . (c) Auto Liability $ 1 , 000 , 000 combined single limit per accident for bodily injury and property damage for owned and non -owned vehicles . COUNTY shall be an additional insured . (d) Professional Liability Insurance providing coverage for negligent, reckless or intentional acts, errors, or omissions committed or alleged to have been committed by CONSULTANT with a limit of $ 500 , 000 per claim/annual aggregate . There shall be no more than $ 15 , 000 deductible per claim amount unless the CONSULTANT provides a Certified Copy of a financial report which has been approved by the County Risk Manager . This insurance shall extend coverage to loss of interest, earning, profit, use and business interruption , cost of replacement power, and other special , indirect and consequential damages . (3 ) Any deductibles or self insured retentions greater than $ 15 , 000 must be approved by the Risk Manager for Indian River County with the ultimate responsibility for same going to the CONSULTANT . (4 ) CONSULTANT' S insurance coverage shall be primary . ( 5 ) All above insurance policies shall be placed with insurers with a Best's rating of no less than A- V11 . The insurer chosen shall also be licensed to do business in Florida . ( 6y The insurance policies procured shall be " Claims Made " policies or as generally available on the open insurance market . ( 7 ) The Insurance Carriers shall supply Certificates of Insurance evidencing such coverage to the Indian River County Risk Management Department prior to the execution of this Agreement . ( 8 ) The insurance companies selected shall send written verification to the Indian River County Risk Management Department that they will provide 30 days written notice to the Indian River County Department of Risk Management of its intent to cancel or tenninate said policies of insurance . (9 ) CONSULTANT shall include all sub-consultants as insured under its policies or shall furnish separate certificates and endorsements for each sub- consultant . All coverages for sub-consultants shall be subject to all of the requirements stated herein . ( 10 ) CONSULTANT hereby agrees to indemnify Indian River County and Representatives thereof from all claims arising solely from negligent, reckless or intentional acts , errors or omissions of the CONSULTANT or CONSULTANT' S REPRESENTATNES in the perfonnance of Professional Services under this Agreement and for which CONSULTANT is legally liable . Page 6 of 7 H :\2014 PROJECTS ( 14,x)\1406\Adnnin\ASFH restor design ATELIER draft contract.doc