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<br /> OWNER ' S POLICY OF TITLE INSURANCE
<br /> (with Florida Modifications)
<br /> * Policy Number 0XFL -08160168 File Number: CM187001809
<br /> * * * Issued by Old Republic National Title Insurance Company
<br /> * * Any notice of claim and any other notice or statement in writing required to be given to the
<br /> * * Company under this Policy must be given to the Company at the address shown in Section 18
<br /> * ** of the Conditions.
<br /> * * COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B, AND THE CONDITIONS , OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the " Company' ) insures,
<br /> as of Date of Policy, against loss or damage , not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason
<br /> of:
<br /> 1 . Title being vested other than as stated in Schedule A.
<br /> 2. Any defect in or lien or encumbrance on the Title . This Covered Risk includes but is not limited to insurance against loss
<br /> from
<br /> (a ) A defect in the Title caused by
<br /> ( i) forgery, fraud, undue influence, duress, incompetency, incapacity, or impersonation;
<br /> ( ii ) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> ( iii ) a document affecting Title not properly created , executed, witnessed , sealed, acknowledged , notarized , or delivered;
<br /> ( iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
<br /> (v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
<br /> (vi ) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by
<br /> electronic
<br /> means authorized by law; or
<br /> (vii ) a defective judicial or administrative proceeding .
<br /> ( b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable , but unpaid
<br />.
<br /> (c ) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate
<br /> and complete land survey of the Land . The term " encroachment' includes encroachments of existing improvements located on the Land
<br /> onto adjoining land, and encroachments onto the Land of existing improvements located on adjoining land .
<br /> 3 . Unmarketable Title .
<br /> 4 . No right of access to and from the Land .
<br /> 5 . The violation or enforcement of any law, ordinance, permit, or governmental regulation ( including those relating to building and zoning
<br />) restricting,
<br /> regulating , prohibiting , or relating to
<br /> (a ) the occupancy, use , or enjoyment of the Land;
<br /> ( b) the character, dimensions, or location of any improvement erected on the Land ;
<br /> (c) the subdivision of land; or
<br /> (d) environmental protection
<br /> if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to
<br />enforce, but only to
<br /> the extent of the violation or enforcement referred to in that notice .
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of
<br />Policy
<br /> shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> Policy Issuer:
<br /> Countersigned: BB&T INSURANCE SERVICES, INC. D/B/A BRIDGETRUST
<br /> TITLE GROUP OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> 360 CENTRAL AVE. , STE 190 an Com
<br /> ST PETERSBURG, FL 33701 A StockCompany
<br /> PHONE: 727=602=3807 400 Second Avenue South, Minneapolis, Minnesota 55401
<br /> (612) 3714111
<br /> S
<br /> By � � '`' President
<br /> Authe W8010er or b Agent /
<br /> ORT Form 4309 FL
<br /> ALTA Owners Policy of Title Insurance 6-17-06 (with Florida Modifications) Attest Secretary
<br />
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