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agreements , written where legally required for validity , similar waivers each in favor of other parties enumerated in this Section 7 . 3 . The policies shall provide such waivers of subrogation by endorsement or otherwise . A waiver of subrogation shall be effective as to a person or entity even though that person or entity would otherwise have a duty of indemnification , contractual or otherwise , did not pay the insurance premium directly or indirectly , and whether or not the person or entity had an insurable interest in the property damaged . § 7 . 3 . 9 if required in writing by a party in inteFest , the QwneF as trustee shall , upo44 GGGLIrrenGe of an insured less , g .ve bond fGF PFOper peFfeFmanGe of the QwneF' 6 duties . , janGe with an arbitration award in whiGh Gase the PFOGedure shall be as Ode ide N ' e" ` " ' 'Y`YaftSUGh made ,no other Vo% ~eement is FeplaGerneRt-Gf damaged Work shall be Govered by appropriate Ghang,, e QFdeF . § 7 . 3 . 10 The Owner as trustee shall have power to adjust and settle a loss with insurers unless one of the parties in interest shall object in writing , within five ( 5) days after occurrence of loss to the Owner's exercise of this power ; if such objection be made , the parties shall enter into dispute resolution under procedures provided in Article 10 . If distribution of insurance proceeds by arbitration is required , the arbitrators will direct such distribution . § 7 . 3 . 11 Partial occupancy or use prior to Substantial Completion shall not commence until the insurance company or companies providing property insurance have consented to such partial occupancy or use by endorsement or otherwise . The Owner and the Design/ Builder shall take reasonable steps to obtain consent of the insurance company or companies and shall not , without mutual written consent , take any action with respect to partial occupancy or use that would cause cancellation , lapse or reduction of coverage . LOSS-{ F USE OF INS RANG . . Owner' s1 The OWRer , at the as * nsure-the Owner against less of use of the QwneF'6 pFopeFty d-we to fire or other hazaFds , h wever-Gaused . The Owner waives 11 rights of aGtien against the Design /Buil due to fire er other hazards , haweveF Gau6ec . ARTICLE 8 CHANGES IN THE WORK § 8 . 1 CHANGES § 8 . 1 . 1 Changes in the Work may be accomplished after execution of this Part 2 Agreement , without invalidating this Part 2 Agreement , by Change Order , Construction Change Directive , or order for a minor change in the Work , subject to the limitations stated in the Contract Documents . § 8 . 1 . 2 A Cl; ange Order shall be based upon agreement between the Owner and the Design/ Builder ; a Construction Change Directive may be issued by the Owner without the agreement of the Design/Builder ; an order for a minor change in the Work may be issued by the Design/Builder alone .