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SECTION XVIII - INSURANCE AND INDEMNIFICATION During the performance of the work covered by this Agreement, the CONSULTANT shall provide the COUNTY with evidence that the CONSULTANT has obtained and maintains the insurance listed in the Agreement. ( 1 ) CONSULTANT shall procure and maintain for the duration of the Agreement, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by the CONSULTANT, his agents, representatives, employees or sub-consultants . The cost of such insurance shall be included in the CONSULTANT's Basic Compensation . Architects and Engineers under subcontract with the CONSULTANT shall have their own Professional Liability Insurance . (2) Minimum Scope of Insurance (a) Worker's Compensation as required by the State of Florida. Employers Liability of $ 100, 000 each accident, $500, 000 disease policy limit, and $ 100 ,000 disease each employee . (b) General Liability $ 1 , 000, 000 combined single limit per accident for bodily injury and property damage . COUNTY shall be an additional insured . Auto Liability $ 1 , 000, 000 combined single limit per accident for bodily injury and property damage for owned and non-owned vehicles . COUNTY shall be an additional insured . (c) Auto Liability $ 1 ,000, 000 combined single limit per accident for bodily injury and property damage for owned and non-owned vehicles . COUNTY shall be an additional insured. (d) Professional Liability Insurance providing coverage for negligent, reckless or intentional acts, errors, or omissions committed or alleged to have been committed by CONSULTANT with a limit of $500, 000 per claim/annual aggregate . There shall be no more than $ 15 , 000 deductible per claim amount unless the CONSULTANT provides a Certified Copy of a financial report which has been approved by the County Risk Manager. This insurance shall extend coverage to loss of interest, earning, profit, use and business interruption , cost of replacement power, and other special , indirect and consequential damages . (3 ) Any deductibles or self insured retentions greater than $ 15 , 000 must be approved by the Risk Manager for Indian River County with the ultimate responsibility for same going to the CONSULTANT . (4) CONSULTANT'S insurance coverage shall be primary. ( 5) All above insurance policies shall be placed with insurers with a Best's rating of no less than A. VII. The insurer chosen shall also be licensed to do business in Florida . (6) The insurance policies procured shall be "Claims Made " policies or as generally available on the open insurance market. Page 16 of 18 F:\Publk Works\ENGINEERING DIVISION PROIECPS\1135-S County Park I ntergeneratiional Rec racility\Admim\bid documents\Agreement with 9orrelli and Partners, Inc 03-20-12.doc