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OWNER ' S POLICY OF TITLE INSURANCE <br /> (with Florida Modifications ) <br /> * * Policy Number 0XFL w08040842 File Number: 41078578 <br /> * * * Issued by Old Republic National Title Insurance Company <br /> * Any notice of claim and any other notice or statement in writing required to be given to the <br /> * * Company under this Policy must be given to the Company at the address shown in Section 18 <br /> * of the Conditions. <br /> COVERED RISKS <br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN <br /> SCHEDULE B, AND THE CONDITIONS , OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the " Company' ) insures , <br /> as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of: <br /> 1 . Title being vested other than as stated in Schedule A. <br /> 2 . Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from <br /> ( a ) A defect in the Title caused by <br /> ( i ) forgery, fraud , undue influence, duress, incompetency, incapacity, or impersonation; <br /> ( ii ) failure of any person or Entity to have authorized a transfer or conveyance; <br /> ( iii ) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized , or delivered; <br /> ( iv) failure to perform those acts necessary to create a document by electronic means authorized by law; <br /> (v) a document executed under a falsified , expired , or otherwise invalid power of attorney; <br /> (vi ) a document not properly filed, recorded , or indexed in the Public Records including failure to perform those acts by electronic <br /> means authorized by law; or <br /> (vii ) a defective judicial or administrative proceeding . <br /> ( b ) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable , but unpaid: . <br /> ( c) Any encroachment, encumbrance , violation, variation , or adverse circumstance affecting the Title that would be disclosed by an accurate <br /> and complete land survey of the Land . The term "encroachment" includes encroachments of existing improvements located on the Land <br /> onto adjoining land , and encroachments onto the Land of existing improvements located on adjoining land . <br /> 3 . Unmarketable Title . <br /> 4 . No right of access to and from the Land . <br /> 5. The violation or enforcement of any law, ordinance , permit, or governmental regulation ( including those relating to building and zoning <br />) restricting, <br /> regulating , prohibiting , or relating to <br /> (a ) the occupancy, use, or enjoyment of the Land; <br /> ( b ) the character, dimensions , or location of any improvement erected on the Land; <br /> (c ) the subdivision of land; or <br /> ( d ) environmental protection <br /> if a notice , describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce, <br /> but only to <br /> the extent of the violation or enforcement referred to in that notice. <br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy <br /> shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company. <br /> Policy Issuer: <br /> Countersigned: ATLANTIC COASTAL LAND TITLE COMPANY, LLC <br /> 3850 20TH STREET, STE 4 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br /> VERO BEACH , FL 32960 A Stock Company <br /> PHONE : 772-569-4364 <br /> 400 Second Avenue South, Minneapolis, Minnesota 55401 <br /> f/ (612) 371 - 1111 <br /> \ C <br /> gy 0000 <br /> President <br /> Authorized Officer or Licensed Agent <br /> ORT Form 4309 FL <br /> ALTA Owners Policy of Title Insurance 6.17.06 (with Florida Modifications) Attest Secretary <br /> i <br />