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This is a true and exact copy of the original Yale Karen Beard, Surety Agency, LLC COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY, CONTRACTORS XTEND ENDORSEMENT This endorsement modifies insurance provided under the following : COMMERCIAL GENERAL LIABILITY COVERAGE PART GENERAL DESCRIPTION OF COVERAGE — Provisions A . -H . and J . -N. of this endorsement broaden coverage , and provision 1, of this endorsement may limit coverage. The following listing is a general coverage description only. Limitations and exclusions may apply to these coverages . Read all the PROVISIONS of this endorsement carefully to determine rights, duties , and what is and is not covered . A. Broadened Named Insured H . Additional Insured — State or Political Subdivisions B. Extension of Coverage — Damage To Premises I . Other Insurance Condition Rented To You • Perils of fire, explosion , lightning , smoke , water J. Increased Supplementary Payments • Limit increased to $ 300,000 • Cost of bail bonds increased to $2 , 500 • Loss of earnings increased to $500 per day C . Blanket Waiver of Subrogation K. Knowledge and Notice of Occurrence or Offense D. Blanket Additional Insured — Managers or Lessors of Premises L . Unintentional Omission E . Incidental Medical Malpractice M . Personal Injury — Assumed by Contract F. Extension of Coverage — Bodily Injury N . Blanket Additional Insured —Lessor of Leased G . Contractual Liability — Railroads Equipment PROVISIONS 3 . This Provision A. does not apply to any per- A. BROADENED NAMED INSURED son or organization for which coverage is ex- t . The Named Insured in Item 1 . of the Declara- cluded by endorsement. tions is as follows: B . EXTENSION OF COVERAGE — DAMAGE TO The person or organization named in Item 1 . PREMISES RENTED TO YOU of the Declarations and any organization , 1 . The last paragraph of COVERAGE A . BOD- other than a partnership, joint venture or lim- ILY INJURY AND PROPERTY DAMAGE LI- ited liability company, of which you maintain ABILITY (Section I — Coverages) is deleted ownership or in which you maintain the major- and replaced by the following : ity interest on the effective date of the policy. Exclusions c . through n . do not apply to dam - However, coverage for any such additional age to premises while rented to you , or tem- organization will cease as of the date , if any , porarily occupied by you with permission of during the policy period , that you no longer the owner, caused by: maintain ownership of, or the, majority interest in , such organization. a. Fire ; 2. WHO IS AN INSURED (Section II ) Item 4.a . b . Explosion ; is deleted and replaced by the following: c. Lightning ; a . Coverage under this provision is afforded d. Smoke resulting from such fire , explosion , only until the 180th day after you acquire or lightning ; or or form the organization or the end of the e . Water. policy period, whichever is earlier. A separate limit of insurance applies to this coverage as described in Section III Limits Of Insurance. CG D3 16 07 04 Copyright, The Travelers Indemnity Company, 2004 Page 1 of 6