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OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br /> Owner' s Title Insurance Policy <br /> Agent' s File No : 41078311 <br /> Policy No : OXFL - 08002169 <br /> SCHEDULE B <br /> This policy does not insure against loss or damage ( and the Company will not pay costs , attorneys' fees or expenses ) <br /> which arise by reason of: <br /> GENERAL EXCEPTIONS : <br /> 1 . (a) Any encroachment, encumbrance, violation , variation , or adverse circumstances affecting the Title <br /> that would be disclosed by an accurate and complete land survey of the Land . The term " encroachment " includes <br /> encroachments of existing improvements located on the Land onto adjoining land, and encroachments on the Land <br /> of the existing improvements located on adjoining land . <br /> (b ) Easements , or claims of easements , not shown by the public records . <br /> (c) If the land described herein abuts a river, lake, stream or other waterway - -- the nature and extent of riparian <br /> and/or littoral rights , title to any portion of the land which is submerged , title to any portion below the mean high water <br /> mark of a tidal waterway, and title to any portion which consists of " filled- in lands " ; and/or any claim that any portion <br /> of said lands are sovereign lands of the State of Florida . <br /> ( d ) Taxes or special assessments which are not shown as existing liens by the public records . <br /> SPECIAL EXCEPTIONS : <br /> 2 . The mortgage referred to in item 2 of Schedule A hereof, if any . <br /> 3 . General and special real property taxes and assessments for tax year 2011 and subsequent years . <br /> 4 . Ditches , canals and road rights of way ( if any) , as reserved or described on the plat of <br /> INDIAN RIVER FARMS COMPANY , as recorded in Plat Book 2 , at Page 25, of the Public <br /> Records of St . Lucie County, Florida . <br /> 5 . Easement to Indian River County for ingress and egress purposes, according to instrument <br /> recorded in O . R. Book 884 , at Page 1221 . As to Parcel 119 . <br /> In accordance with Title 42 United .States Code, Section 3604, aiw covenants , conditions or restrictions referred <br /> to <br /> herein, which indicate any preference, limitation or discritnination based on race, color, religion, sex, handicap, fantilial <br /> states or national origin , are hereby deleted. <br /> Pot i - Policy Insert Page 4 <br />