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$ 500 , 000 disease policy limit , and $ 100 , 000 disease each <br /> employee . <br /> B . General Liability $ 1 , 000 , 000 combined single limit per <br /> accident for bodily injury and property damage . Coverage <br /> shall include premises/operations , products/completed <br /> operations , contractual liability , and independent <br /> contractors . COUNTY shall be named an "Additional <br /> Insured " on the certificate of insurance . <br /> C . Auto Liability $ 500 , 000 combined single limit per accident <br /> for bodily injury and property damage . Coverage shall <br /> include owned vehicles , hired vehicles , and non - owned <br /> vehicles . COUNTY shall be named an "Additional Insured " <br /> on the certificate of insurance . <br /> D . Professional Liability Insurance providing coverage for <br /> negligent acts , errors , or omissions committed by <br /> GEOTECHNICAL PROFESSIONAL with a $ 500 , 000 per <br /> claim/annual aggregate .. This insurance shall extend <br /> coverage to loss of interest , earning , profit , use and <br /> business interruption , cost of replacement power, and <br /> other special , indirect , and consequential damages . <br /> 3 . GEOTECHNICAL PROFESSIONAL ' s insurance coverage shall be <br /> primary . <br /> 4 . All above insurance policies shall be placed with insurers with a Best ' s <br /> rating of no less that A-VI I . The insurer chosen shall also be licensed to <br /> do business in Florida . <br /> 5 . The insurance policies procured , other than professional liability , shall be <br /> occurrence forms , not claims made policies . Professional liability shall be <br /> on a claims - made basis . <br /> 6 . The insurance companies chosen shall provide certificates of insurance <br /> prior to signing of contracts , to the Indian River County Risk Management <br /> Department . <br /> 7 . Each insurance company shall provide the Indian River County Risk <br /> Management Department with a certificate of insurance that states that <br /> the insurance company will provide 30 days notice to the Risk <br /> Management Department , of its intent to modify or cancel said policies of <br /> insurance . Such notice shall be '-in writing by registered mail , return receipt <br /> requested , and addressed to the Risk Manager of the Risk Management <br /> Department . <br /> 8 . The GEOTECHNICAL PROFESSIONAL shall include all sub -contractors <br /> as insured under its policies or shall furnish separate certificates and <br /> endorsements for each subcontractor. All coverages for subcontractors <br /> shall be subject to all of the requirements stated herein . <br /> 9 . Any deductibles or self- insured retentions greater than $ 5 , 000 must be <br /> approved by the Risk Manager for Indian River County with the ultimate <br /> responsibility for same going to the GEOTECHNICAL PROFESSIONAL , <br /> SECTION XIX - INDEMNIFICATION <br /> GEOTECHNICAL PROFESSIONAL hereby agrees to indemnify , and hold <br /> harmless , the COUNTY , and the COUNTY ' s officers , employees and agents , from and <br /> against any and all claims from liabilities , damages , Losses , costs , third party claims , <br />