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7 . 2 . 1 Workers ' Compensation : Workers ' Compensation as required by the <br /> State of Florida . Employers ' Liability of $ 100 , 000 each accident , $ 500 , 000 disease <br /> policy limit , and $ 100 , 000 disease each employee . <br /> 7 . 2 . 2 General Liability : commercial general liability coverage , including <br /> contractual liability and independent contractor , with a minimum combined single limit of <br /> $ 100 , 000 per occurrence and personal injury coverage of $ 50 , 000 <br /> 7 . 2 . 3 Business Automobile Liability : owned , hired , and non -owned vehicles at a <br /> minimum combined single limit of $ 100 , 000 per occurrence and personal injury <br /> coverage of $ 50 , 000 for bodily injury and property damage for owned and non -owned <br /> vehicles . <br /> 7 . 2 . 4 Professional Liability Insurance : providing coverage for negligent acts , <br /> errors , or omissions committed by Consultant with a limit of $ 1 , 000 , 000 per <br /> claim /annual aggregate . This insurance shall extend coverage to loss of interest , <br /> earning , profit , use , and business interruption , cost of replacement power , and other <br /> special , indirect , and consequential damages . <br /> 7 . 3 Consultant ' s insurance coverage shall be primary . <br /> 7 . 4 All required insurance policies shall be placed with insurers licensed to do <br /> business in Florida and with a Best ' s rating of A VII or better . <br /> 7 . 5 The insurance policies procured shall be occurrence forms , not claims <br /> made policies with the exception of professional liability . <br /> 7 . 6 A certificate of insurance shall be provided to the County ' s Risk Manager <br /> for review and approval , ten ( 10 ) days prior to commencement of any work under this <br /> Agreement . The COUNTY shall be named as an additional insured on all policies <br /> except workers ' compensation and professional liability . <br /> 7 . 7 The insurance companies selected shall send written verification to the <br /> County Risk Manager that they will provide 30 days prior written notice to the County <br /> Risk Manager of its intent to cancel or modify any required policies of insurance . <br /> 7 . 8 Consultant shall include all sub- consultants as insured under its policies or <br /> shall furnish separate certificates and endorsements for each sub-consultant . All <br /> coverages for sub- consultants shall be subject to all of the requirements stated herein . <br /> 7 . 9 The COUNTY , by and through its Risk Manager , reserves the right <br /> periodically to review any and all policies of insurance and reasonably to adjust the <br /> limits of coverage required hereunder , from time to time throughout the term of this <br /> Agreement . In such event , the COUNTY shall provide the Consultant with separate <br /> written notice of such adjusted limits and Consultant shall comply within thirty ( 30 ) days <br /> of receipt thereof . The failure by Consultant to provide such additional coverage shall <br /> 8 <br /> FAUtilities\UTILITY - Engineering\Projects - Utility Construction Permits\IRC - Water and Wastewater Continuing Consultant <br /> Services UCP #2020\Continuing Contract 2011 \Consultant Agreements\Knight McGuire Contract Agreement . doc <br />