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property which may arise from or in connection with the performance of <br /> the work hereunder by HOUSING INSPECTOR , its agents ; <br /> representatives , employees or subcontractors . The cost of such <br /> insurance shall be included in HOUSING INSPECTOR ' S fees . <br /> B . Minimum Scope of Insurance (for fees less than $ 500 , 000 ) : <br /> 1 . Worker' s Compensation as required by the State of Florida . <br /> 2 . General Liability $ 500 , 000 combined single limit per accident for <br /> bodily injury and property damage . Coverage shall include <br /> premises/operations , products/completed operations , contractual <br /> liability , and independent contractors . COUNTY shall be named an <br /> "Additional Insured " on the certificate of insurance . <br /> 3 . Auto Liability $ 500 , 000 combined single limit per accident for bodily <br /> injury and property damage . Coverage shall include owned <br /> vehicles , hired vehicles , and non - owned vehicles . COUNTY shall <br /> be a " Designated Insured " on the insurance . <br /> 4 . Professional Liability Insurance providing coverage for negligent <br /> acts , errors , or omissions committed by HOUSING INSPECTOR <br /> with a $ 500 , 000 per claim /annual aggregate . This insurance shall <br /> extend coverage to loss of interest , earning , profit , use and <br /> business interruption , cost of replacement power , and other special , <br /> indirect , and consequential damages . <br /> 5 . Employer Liability Insurance of $ 500 , 000 <br /> C . HOUSING INSPECTOR insurance coverage shall be primary . <br /> D . All above insurance policies shall be placed with insurers with a Best ' s <br /> rating of no less that A-VII . The insurer chosen shall also be licensed to <br /> do business in Florida . <br /> E . The insurance policies procured , other than professional liability , shall be <br /> occurrence forms , not claims made policies . Professional liability shall be <br /> on a claims - made basis . <br /> F . The insurance companies chosen shall provide certificates of insurance <br /> prior to signing of contracts , to the Indian River County Risk Management <br /> Department , <br /> G . Each insurance company shall provide the Indian River County Risk <br /> Management Department with a certificate of insurance that states that <br /> the insurance company will provide 30 days notice to the Risk <br /> Management Department , of its intent to modify or cancel said policies of <br /> insurance . Such notice shall be in writing by registered mail , return receipt <br /> requested , and addressed to the Risk Manager of the Risk Management <br /> Department , <br /> H . HOUSING INSPECTOR shall include all sub -contractors as insured under <br /> its policies or shall furnish separate certificates and endorsements for <br /> each subcontractor . All coverages for subcontractors shall be subject to <br /> all of the requirements stated herein . <br /> I . Any deductibles or self- insured retentions greater than $ 5 , 000 must be <br /> approved by the Risk Manager for Indian River County with the ultimate <br /> responsibility for same going to HOUSING INSPECTOR . <br /> Page 8 of 1 l <br />