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86709 -007869
<br /> TITLE OWNER'S POLICY OF TITLE INSURANCE
<br /> RESOURCES (with Florida Modifications )
<br /> Issued by
<br /> Title Resources Guaranty Company
<br /> Any notice of claim and any other notice or statement in writing required to be given to the Company under this
<br /> Policy must be given to the Company at the address shown in Section 18 of the Conditions .
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE , THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B , AND THE CONDITIONS , TITLE RESOURCES GUARANTY COMPANY , a Texas corporation (the
<br /> " Company ") insures , as of Date of Policy , against loss or damage , not exceeding the Amount of Insurance , sustained or
<br /> incurred by the Insured by reason of:
<br /> 1 . Title being vested other than as stated in Schedule A .
<br /> 2 . Any defect in or lien or encumbrance on the Title . This Covered Risk includes but is not limited to insurance against
<br /> loss from
<br /> ( a) A defect in the Title caused by
<br /> ( i ) forgery , fraud , undue influence , duress , incompetency , incapacity , or impersonation ;
<br /> ( ii ) failure of any person or Entity to have authorized a transfer or conveyance ;
<br /> ( iii ) a document affecting Title not properly created , executed , witnessed , sealed , acknowledged , notarized , or
<br /> delivered ;
<br /> ( iv) failure to perform those acts necessary to create a document by electronic means authorized by law ,
<br /> (v) a document executed under a falsified , expired , or otherwise invalid power of attorney ;
<br /> (vi ) a document not properly filed , recorded , or indexed in the Public Records including failure to perform those
<br /> acts by electronic means authorized by law ; or
<br /> ( vii ) a defective judicial or administrative proceeding .
<br /> ( b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable
<br />, but
<br /> unpaid .
<br /> (c) Any encroachment, encumbrance , violation , variation , or adverse circumstance affecting the Title that would be
<br /> disclosed by an accurate and complete land survey of the Land . The term " encroachment" includes
<br /> encroachments of existing improvements located on the Land onto adjoining land , and encroachments onto the
<br /> Land of existing improvements located on adjoining land .
<br /> 3 . Unmarketable Title .
<br /> 4 . No right of access to and from the Land .
<br /> 5 . The violation or enforcement of any law , ordinance , permit , or governmental regulation (including those relating to
<br /> building and zoning ) restricting , regulating , prohibiting , or relating to
<br /> ( a) the occupancy , use , or enjoyment of the Land ;
<br /> ( b) the character , dimensions , or location of any improvement erected on the Land ;
<br /> ( c) the subdivision of land ; or
<br /> ( d ) environmental protection
<br /> if a notice , describing any part of the Land , is recorded in the Public Records setting forth the violation or intention
<br /> to
<br /> enforce , but only to the extent of the violation or enforcement referred to in that notice .
<br /> In Witness Whereof, TITLE RESOURCES GUARANTY COMPANY , has caused this policy to be signed and sealed as of
<br /> Date of Policy shown in Schedule A , the policy to become valid when countersigned by an authorized signatory of the
<br /> Company .
<br /> Bks <%r '� �, ^ Title Resources Guaranty Coinprany
<br /> Z P,,,,40F
<br /> B 727
<br /> An Autho Signature vt Executive Vice President 7
<br /> Secretary
<br /> TRGC Form No . : 6709
<br /> ALTA Owner's Policy of Title Insurance 6- 17-06 (with Florida Modifications)
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