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inventions and processes , formulae, Security Devices, technological and procedural information, data, any of the foregoing specially <br /> customized, created or developed for Customer' s use of the Services , and/or any other thing of a proprietary nature <br /> which is <br /> developed , created , or provided by Bank or its contractors , as applicable, for use in connection with any Service. <br /> "Service Schedule " means and refers to any document or agreement required or approved by Bank which describes any particular <br /> Service and which sets forth particular terms and conditions prescribed by Bank regarding the provision and use of such Service, <br /> as <br /> amended from time to time . A Service Schedule may also provide specifications relating to the provision of Services , or provide other <br /> information or confirmation relating to Customer ' s use of any Services <br /> " User Guide " means any instructional materials or information relating to the use of any Service and provided by Bank in connection <br /> with such Service, as amended from time to time . <br /> Other terms may be defined elsewhere in this Master Agreement. <br /> 2 . Service Enrollment. In order to enroll for and use a Service, Customer must execute and/or accept the applicable Customer Profile(s) <br /> and Service Schedule(s) required by Bank therefore. Bank, in its discretion , may not permit Customer to use the Service <br />until Bank has <br /> determined that Customer has accepted or executed the applicable documentation and otherwise provided appropriate information <br /> and <br /> specifications for the use of the Service , and until Bank has had a reasonable opportunity to activate the Service. In any event, <br /> Customer agrees <br /> that the use by Customer or any Authorized User of any Service shall , without any further action or execution <br /> or acceptance of any <br /> documentation on the part of Customer, constitute Customer' s acceptance of and agreement to Bank ' s terms and conditions for the use <br /> of such <br /> Service as may be in effect as of the time of such usage, whether set forth in any applicable Service Schedule or otherwise prescribed <br /> by Bank . <br /> The terms of any Customer Profile and/or Service Schedule, as well as the terms of any User Guide applicable to a Service, and the terms <br />of that <br /> certain proposal for banking services (lockbox and purchasing card) , dated 8/ 10/2009 submitted by Bank to Customer, supplement the terms <br /> of <br /> this Master Agreement and constitute part of the agreement between Customer and Bank for the use and provision of the applicable Service(s) <br />, <br /> and Customer agrees to observe and comply with all of such terms in the use of any applicable Service. In the event of a conflict <br /> between the <br /> terms of this Master Agreement and those of any Customer Profile, Service Schedule, or User Guide, the terms of the Customer Profile, Service <br /> Schedule, or User Guide, as applicable, shall govern and control with respect to the Service at issue . <br /> 3 . Equipment Requirements . Except as otherwise expressly provided in any Service Schedule, Customer, at Customer' s expense , is <br /> responsible for obtaining and for properly installing, maintaining, and securing all telephone equipment and services , internet <br /> connection <br /> services , computer hardware and software (and any and all necessary upgrades thereto) , and any other equipment necessary for Customer <br /> to <br /> access and use the Services . Customer agrees that Customer' s equipment and third party services shall at all times meet or exceed the <br /> minimum <br /> specifications prescribed by Bank from time to time for use of the Services . Bank makes no warranty, either express or implied <br />, to Customer <br /> regarding Customer' s computer systems or related equipment or software , or that of any of Customer' s third party providers or <br /> contractors, <br /> including but not limited to, any warranty of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE. To the extent that Bank <br /> provides any Service Materials to Customer, Customer agrees that : <br /> (a) the Service Materials shall be installed , tested , placed into production, and used in accordance with the <br />instructions <br /> provided by Bank, as modified or amended from time to time ; <br /> (b) all right, title and interest in and to any and all Service Materials shall be and remain the property of Bank or the third <br /> party <br /> provider, of such Service Materials , as applicable ; <br /> (c) unless otherwise expressly authorized in writing by Bank, Customer may not copy, reproduce, retransmit, disseminate , <br /> display, publish , sell , broadcast, circulate , distribute, transfer, assign , commercially exploit, or create derivative works of <br /> any Service Materials ; <br /> (d ) Customer shall not reverse engineer or reverse compile any Service Materials ; <br /> (e) upon the termination of a Service for any reason , or at any time upon request by Bank, Customer shall return to <br />Bank in <br /> good condition any and all Service Materials ; and <br /> (f) Customer shall pay Bank ' s costs , fees , and expenses for the replacement or reissuance of any lost or damaged Service <br /> Materials . <br /> To the extent that Customer engages any third party contractor or service provider to facilitate Customer' s use of any Services , Customer agrees <br /> that such party acts as Customer' s agent in connection with this Master Agreement and agrees to ensure that such party observes , complies <br /> with , <br /> and does not breach any duty, term, condition , obligation , or responsibility on the part of Customer to be performed , observed or complied <br /> with <br /> pursuant to this Master Agreement. Customer further agrees that Bank shall not be responsible for, and shall have no duty to remedy or correct <br />, <br /> any acts , omissions , breaches , defaults , or nonperformance on the part of any such third party with respect any services , products , equipment, <br /> or <br /> goods provided by such third party to Customer. <br /> 4 . Security Procedures for Service Activity. <br /> (a) As to any Security Procedures agreed to by and between Customer and Bank with respect to any Service, Customer <br /> represents that Customer has carefully considered the circumstances of Customer' s use of the Service and the transactions and <br /> activity that <br /> Customer will effect through the Service, and Customer acknowledges and agrees that the Security Procedures , including (without limitation) any <br />