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OWNER ' S POLICY OF TITLE INSURANCE
<br /> (with Florida Modifications)
<br /> * Policy Number OXFL =08077463 File Number: 41078712
<br /> * * * Issued by Old Republic National Title Insurance Company
<br /> * * Any notice of claim and any other notice or statement in writing required to be given to the
<br /> * * Company under this Policy must be given to the Company at the address shown in Section 18
<br /> * of the Conditions.
<br /> * * * * COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE , THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B. AND THE CONDITIONS , OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the " Company" ) insures ,
<br /> as of Date of Policy, against loss or damage, not exceedingathe Amount of Insurance , sustained or incurred by the Insured by reason of:
<br /> 1 . Title being vested other than as stated in Schedule A.
<br /> 2 . Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from
<br /> (a ) A defect in the Title caused by
<br /> ( i ) forgery, fraud , undue influence , duress, incompetency, incapacity, or impersonation ;
<br /> ( ii ) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> ( iii ) a document affecting Title not properly created, executed , witnessed , sealed , acknowledged, notarized , or delivered ;
<br /> _ ( iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
<br /> {v) a document executed under a falsified, expired , or otherwise invalid power of attorney;
<br /> NO a document not properly filed , recorded, or indexed in the Public Records including failure to perform those acts by electronic
<br /> means authorized by law; or
<br /> (vii ) a defective judicial or administrative proceeding .
<br /> ( b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid .
<br /> (c ) Any encroachment, encumbrance , violation , variation , or adverse circumstance affecting the Title that would be disclosed by an accurate
<br /> and complete land survey of the Land . The term " encroachment' includes encroachments of existing improvements located on the Land
<br /> onto adjoining land , and encroachments onto the Land of existing improvements located on adjoining land .
<br /> 3 . Unmarketable Title ,
<br /> 4 . No right of access to and from the Land. _
<br /> 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation ( including those relating to building and zoning
<br />) restricting,
<br /> regulating , prohibiting , or relating to
<br /> ( a ) the occupancy, use , or enjoyment of the Land;
<br /> ( b) the character, dimensions, or location of any improvement erected on the Land ;
<br /> (c ) the subdivision of land; or
<br /> (d ) environmental protection
<br /> if a notice , describing any part of the Land , is recorded in the Public Records setting forth the violation or intention to enforce,
<br /> but only to
<br /> the extent of the violation or enforcement referred to in that notice .
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy
<br /> shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> Policy Issuer:
<br /> Countersigned: ATLANTIC COASTAL LAND TITLE COMPANY, LLC
<br /> 3850 20TH STREET, STE 4 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> VERO BEACH , FL 32960 A Stock Company
<br /> PHONE : 772-5694364
<br /> 400 Second Avenue South; Minneapolis, Minnesota 55401
<br /> (612) 3714111
<br /> gym President
<br /> Authorized Officer or 1 icensed Agent
<br /> ORT Form 4309 FL
<br /> 7• Attest Secretary
<br /> ALTA Owners Policy of Title Insurance 6 1 O6 (with Florida Modifications)
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