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I N1111 1% Ix I �, 5 k r' i.; , y4 w 1 10 . q III lykJ IC NaW a �4 . . , 12 . Hold Harmless . To the extent allowed by law , and without waiving the limits of sovereign immunity , the Tenant shall defend , hold harmless and indemnify the Landlord , including the Landlord ' s commissioners , officers , employees and agents , from and against any and all claims , causes of actions , damages , liabilities and expenses ( including reasonable attorney ' s fees ) arising out of or relating to ( i ) the Tenant' s use of the leased property , or ( ii ) the Tenant ' s negligence , intentional misconduct , violation of the terms of this lease , or violation of applicable law . 13 . Insurance . The Tenant , at the Tenant ' s expense , shall obtain and maintain the following insurance policies during the term of the lease : 13 . 1 Renters Insurance . An insurance policy protecting Landlord against any internal damage to the building , and a comprehensive general liability policy protecting Landlord , including its commissioners , officers , employees and agents against all claims and demands that may arise or be claimed on account of Tenant ' s use of the premises in an amount of at least $ 200 , 000 for individual injuries and $ 300 , 000 per occurrence . The policy shall be written by a carrier licensed to do business in Florida , who shall be acceptable to the Landlord . 13 . 2 Insurance for the Building Tenant agrees to procure its own insurance covering the buildings and leased premises against all damages whether natural or caused by man in the amount of two million five hundred thousand dollars ( $ 2 , 500 , 000 ) . 13 . 3 Special Requirements Ten ( 10 ) days prior to the commencement of tenancy , a certificate of insurance shall be provided to the Risk Manager for review and approval . The certificate shall provide for the following : A . Indian River County shall be named as an "Additional Insured " on the general liability policy . B . Indian River County will be given thirty ( 30 ) days ' notice prior to cancellation or modification of any stipulated insurance . Such notice shall be in writing by certified mail , return receipt requested , and addressed as follows : Risk Manager , Indian River County 1800 27th Street Vero Beach , FL 32960 13 . 4 Lapse in Coverage If the tenant allows insurance coverage required under this lease to lapse , expire or be canceled it shall be an immediate breach of the lease and grounds for eviction . - 3 r LLL s 7777 %F71 Nr C , 1 4 Lf "ti 5