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(2 ) Minimum Scope of Insurance <br /> ( a) Worker' s Compensation as required by the State of Florida. Employers Liability <br /> of $ 100 , 000 each accident , $ 500 , 000 disease policy limit , and $ 100 , 000 disease <br /> each employee . <br /> (b ) General Liability $ 1 , 000 , 000 combined single limit per accident for bodily injury <br /> and property damage . COUNTY shall be an additional insured . Auto Liability <br /> $ 1 , 000 , 000 combined single limit per accident for bodily injury and property <br /> damage for owned and non - owned vehicles . COUNTY shall be an additional <br /> insured . <br /> (c) Auto Liability $ 1 , 000 , 000 combined single limit per accident for bodily injury <br /> and property damage for owned and non - owned vehicles . COUNTY shall be an <br /> additional insured . <br /> (d) Professional Liability Insurance providing coverage for negligent , reckless or <br /> intentional acts , errors , or omissions committed or alleged to have been <br /> committed by CONSULTANT with a limit of $ 500 , 000 per claim/annual <br /> aggregate . There shall be no more than $ 10 , 000 deductible per claim amount <br /> unless the CONSULTANT provides a Certified Copy of a financial report which <br /> has been approved by the Cormty Risk Manager. This insurance shall extend <br /> coverage to loss of interest , earning , profit , use and business interruption , cost of <br /> replacement power, and other special , indirect and consequential damages . <br /> ( 3 ) Any deductibles or self insured retentions greater than $ 10 , 000 must be approved by the <br /> Risk Manager for Indian River County with the ultimate responsibility for same going to <br /> the CONSULTANT . <br /> (4 ) CONSULTANT ' S insurance coverage shall be primary . <br /> (5 ) All above insurance policies shall be placed with insurers with a Best' s rating of no less <br /> that A - VI . The insurer chosen shall also be licensed to do business in Florida . <br /> ( 6) The insurance policies procured shall be " Claims Made " policies or as generally available <br /> on the open insurance market. <br /> ( 7 ) The Insurance Carriers shall supply Certificates of Insurance evidencing such coverage to <br /> the Indian River County Risk Management Department prior to the execution of this <br /> Contract . <br /> ( 8 ) The insurance companies selected shall send written verification to the Indian River <br /> County Risk Management Department that they will provide 30 days written notice to the <br /> Indian River County Department of Risk Management of its intent to cancel or terminate <br /> said policies of insurance . <br /> 19 <br />