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OWNER ' S POLICY OF TITLE INSURANCE
<br /> (with Florida Modifications )
<br /> * Policy Number OXFL '08094058 File Number: 41078572
<br /> * * * Issued by Old Republic National Title Insurance Company
<br /> * * Any notice of claim and any other notice or statement in writing required to be given to the
<br /> * * Company under this Policy must be given to the Company at the address shown in Section 18
<br /> * of the Conditions.
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B. AND THE CONDITIONS, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the " Company' ) insures,
<br /> as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason
<br /> of:
<br /> 1 . Title being vested other than as stated in Schedule A.
<br /> 2 . Any defect in or lien or encumbrance on the Title . This Covered Risk includes but is not limited to insurance against loss from
<br /> (a ) A defect in the Title caused by
<br /> ( i ) forgery, fraud, undue influence, duress , incompetency, incapacity, or impersonation;
<br /> ( ii) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> ( iii ) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized , or delivered;
<br /> ( iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
<br /> (v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
<br /> (vi ) a document not properly filed , recorded, or indexed in the Public Records including failure to perform those acts by electronic
<br /> means authorized by law; or
<br /> (vii ) a defective judicial or administrative proceeding .
<br /> ( b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable , but unpaid .
<br /> (c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate
<br /> and complete land survey of the Land. The term " encroachment" includes encroachments of existing improvements located on the Land
<br /> onto adjoining land , and encroachments onto the Land of existing improvements located on adjoining land .
<br /> 3 . Unmarketable Title.
<br /> 4. No right of access to and from the Land .
<br /> 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation ( including those relating to building and zoning
<br />) restricting,
<br /> regulating, prohibiting, or relating to
<br /> ( a ) the occupancy, use, or enjoyment of the Land;
<br /> ( b) the character, dimensions, or location of any improvement erected on the Land ;
<br /> (c) the subdivision of land; or
<br /> (d ) environmental protection
<br /> if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to enforce,
<br /> but only to
<br /> the extent of the violation or enforcement referred to in that notice .
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy
<br /> shown in Schedule A. the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> Policy Issuer:
<br /> Countersigned. ATLANTIC COASTAL LAND TITLE COMPANY, LLC
<br /> 3850 20TH STREET, STE 4 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> VERO BEACH , FL 32960 A Stock Company
<br /> PHONE: 772=569.4364 400 Second Avenue South, Minneapolis, Minnesota 55401
<br /> (612) 3714111
<br /> By ;. President
<br /> Authorized Officer or Licensed Agent . .
<br /> ORT Form 4309 FL
<br /> Secretary
<br /> ALTA Owners Policy of Tile Insurance &17.08 (with Florida Modifications)
<br /> Attest ""--'�
<br />
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