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<br /> OWNER ' S POLICY OF TITLE INSURANCE
<br /> (with Florida Modifications )
<br /> * Policy Number OXFL '08040830 File Number: 41078542
<br /> * * * * Issued by Old Republic National Title Insurance Company
<br /> * Any notice of claim and any other notice or statement in writing required to be given to the
<br /> * * Company under this Policy must be given to the Company at the address shown in Section It
<br /> * * * of the Conditions.
<br /> COVERED RISKS
<br /> SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN
<br /> SCHEDULE B , AND THE CONDITIONS, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Minnesota corporation (the " Company" ) insures,
<br /> as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of:
<br /> 1 . Title being vested other than as stated in Schedule A.
<br /> 2 . Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss from
<br /> (a ) A defect in the Title caused by
<br /> ( i ) forgery, fraud , undue influence, duress, incompetency, incapacity, or impersonation;
<br /> ( ii) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> ( ii.i ) a document affecting Title not properly created , executed, witnessed , sealed, acknowledged , notarized , or delivered;
<br /> ( iv) failure to perform those acts necessary to create,a document by electronic means authorized by law;
<br /> (v) a document executed under a falsified, expired, or otherwise invalid power of attorney;
<br /> (vi ) a document not properly filed, recorded , or indexed in the Public Records including failure to perform those acts by electronic
<br /> means authorized by law; or
<br /> (vii ) a defective judicial or administrative proceeding .
<br /> ( b ) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable, but unpaid .
<br /> (c ) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate
<br /> and complete land survey of the Land . The term " encroachment" includes encroachments of existing improvements located on the Land
<br /> onto adjoining land , and encroachments onto the Land of existing improvements located on adjoining land . .
<br /> 3 . Unmarketable Title .
<br /> 4 . No right of access to and from the Land.
<br /> 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation ( including those relating to building and zoning )
<br /> restricting,
<br /> regulating , prohibiting, or relating to
<br /> (a ) the occupancy, use, or enjoyment of the Land;
<br /> ( b ) the character, dimensions , or location of any improvement erected on the Land;
<br /> (c1 the subdivision of land; or
<br /> ( d ) environmental protection
<br /> if a notice, describing any part of the Land , is recorded in the Public Records setting forth the violation or intention to enforce,
<br /> but only to
<br /> the extent of the violation or enforcement referred to in that notice,
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed as of Date of Policy
<br /> shown in Schedule A, the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> Policy Issuer:
<br /> Countersigned. ATLANTIC COASTAL LAND TITLE COMPANY, LLC
<br /> 3850 20TH STREET, STE 4 OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> VERO BEACH, FL 32960 A Stock Company
<br /> PHONE : 772-569-4364
<br /> 400 Second Avenue South, Minneapolis, Minnesota 55401
<br /> J612) 3714 111
<br /> By ,I President
<br /> Authorized Officer or Licensed Agent
<br /> ORT Form 4309 FIL
<br /> ALTA Owners Policy of Title Insurance 6.17-06 (with Florida Modifications) Attest Secretary
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