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OLD REPUBLIC )NATIONAL = TITLE INSURANCE COMPANY ' Owner' Title Insurance :Policy . Agent's File No: 41078542 Policy No : OXFL-08040830 SCHEDULE B This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of. GENERAL EXCEPTIONS : 1 . (a) If the land described herein abuts a river, lake, stream or other waterway --- the nature and extent of riparian and/or littoral rights, title to any portion of the land which is submerged, title to any portion below the mean high water mark of a tidal waterway, and title to any portion which consists of "filled-in lands" , and/or any claim that any portion of said lands are sovereign lands of the State of Florida. (b) Taxes or special assessments which are not shown as existing liens by the public records. (c) Any loss or damage arising from assessments resulting from the provisions contained in Florida Statute Section 720. 3085 , notwithstanding assurance to the contrary in any ALTA PUD Endorsement 5 . 1 or Florida Form 9 Endorsement which may be attached to this commitment / policy. SPECIAL EXCEPTIONS : 2 . The mortgage referred to in item 2 of Schedule A hereof, if any. 3 . General and special real property taxes and assessments for tax year 2011 and subsequent years . 4 . Ditches, canals and road rights of way (if any), as reserved or described on the plat of INDIAN RIVER FARMS COMPANY, as recorded in Plat Book 2, at Page 25, of the Public Records of St. Lucie County, Florida, In accordance with Title 42 United States Code, Section 3604, any covenants, conditions or restrictions referred to herein, which indicate any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, are hereby deleted. Note 1 : This policy does not insure against loss or damage arising as the result of unpaid charges for public utilities furnished by any county, municipality, or public service corporation, which may be or may become a lien upon the land insured hereby under any provision of the Florida Statutes including Section 159 . 17; and/or any county, municipal, or special •taxing district assessment, including those levied under the provisions of Chapter 190, Florida Statutes. Note 2 : All references herein to recorded instruments, refer to recordations contained within the Public Records of the county in which the land is located. Reference to instruments among the Public Records refer to the first recorded page Po12 - Policy Insert Page 3