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Form Property Damage, Broad Form Property Damage Endorsement, with a combined single limit of not less <br /> than $ 3 , 000, 000 general aggregate to include products/completed operations, personal injury/advertising liability, <br /> fire damage /legal liability , and medical payments . Limits can be layered with an Excess Liability <br /> Policy <br /> (Umbrella) . <br /> 3 . Business Auto Liability : Coverage shall include Owned vehicles and Hired/Non - Owned vehicles , for a <br /> combined single limit (bodily injury and property damage) of not less than $ 3 , 000, 000/combined single limit <br /> (Bodily Injury/Property Damage) ; personal injury protection - - statutory limits ; $ 1 , 000 , 000 <br /> uninsured/underinsured motorist ; $ 1 , 000 , 000/hired/non - owned auto liability . Limits can be layered with Excess <br /> Liability Policy (Umbrella) . <br /> 4 . Contractor ' s Builders ' Risk "All Risk" Insurance : — Contractor ' s Builders ' Risk "All Risk" Insurance : — All <br /> risk coverage with limits equal to one hundred percent ( 100%) of the completed value of the Work . There shall <br /> be a waiver of occupancy endorsement to enable the Owner to occupy the facility under construction during such <br /> activity . The policy must be endorsed to provide machinery/equipment endorsement during transit and <br /> installation, and Owner direct purchase materials . The maximum deductible under this coverage is $ 10, 000 per <br /> claim, except Wind Storm coverage which will have a maximum deductible equal to 2 percent of the completed <br /> value of the work. In accordance with Article 10 of the Agreement, Indian River County as Owner shall pay the <br /> full amount of any and all deductibles incurred for any loss of Owner direct purchased materials where such loss <br /> result from either ( 1 ) the negligence of Indian River County as Owner or (2) a force majeure event beyond the <br /> control of Owner or Contractor. Notwithstanding the foregoing, Contractor is responsible for risk of loss to <br /> Owner direct purchased materials attributable to the negligence of Contractor or its agents . <br /> 5 . All risk coverage with limits equal to one hundred percent ( 100%) of the completed value of the Work . <br /> There shall be a waiver of occupancy endorsement to enable the Owner to occupy the facility under construction <br /> during such activity . The policy must be endorsed to provide machinery/equipment endorsement during transit <br /> and installation, and Owner direct purchase materials, if any . The maximum deductible under this coverage is <br /> $ 10, 000 per claim . <br /> 6 . Flood Insurance - Contractor shall maintain coverage when the buildings or structures are located within an <br /> identified special flood hazard area . Such flood insurance shall protect the interests of the Contractor and the <br /> County and shall be afforded for the lesser of the total insurable value of such buildings or structures , or, the <br /> maximum amount of flood insurance coverage available under the National Flood Insurance Program . <br /> D . Insurance Requirements — Ten ( 10) days prior to the commencement of any Work under the Contract, a <br /> certificate of insurance shall be provided to the Indian River County Risk Manager for review and approval . The <br /> certificate shall provide that : (a) Indian River County (as Owner) and Camp Dresser & McKee Inc. be named as <br /> an additional insured on the commercial general liability , auto liability , and Contractor ' s Builders ' Risk "All <br /> Risk" insurance policies ; (b) the Contractor ' s insurance coverage shall be primary ; and ( c) Indian River County <br /> (as Owner) and Camp Dresser & McKee Inc . will be given thirty ( 30) days ' notice prior to cancellation <br /> or <br /> modification of any required insurance and such notice shall be in writing by registered mail , return receipt <br /> requested and addressed to the Indian River County Risk Manager . It shall be the responsibility of the Contractor <br /> to ensure that all subcontractors comply with all insurance requirements of this Contract <br /> E . All coverage shall be maintained without interruption from date of commencement of Work and remain in <br /> effect at least until final payment and at all times thereafter when Contractor may be correcting , removing, or <br /> replacing defective Work in accordance with Paragraph 13 . 07 . In addition , with respect to completed operations <br /> insurance, and any insurance coverage written on a claims-made basis, such insurance shall remain in effect for at <br /> least two years after final payment . Contractor shall furnish Owner with evidence satisfactory to Owner of the <br /> continuation of such insurance at final payment and again one year thereafter, so that Owner is assured of such <br /> continuing coverage . <br /> 00800 - 7 <br />