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r 1 <br /> not be liable for and will riot pay the fees of any other counsel . The and memoranda in the custody or control of a third party, <br /> which <br /> Company will not pay any fees , costs or expenses incurred by the reasonably pertain to the loss or damage . All information designated <br /> insured in the defense of those causes of action which allege matters as confidential by the insured claimant provided to the Company <br /> not insured against by this policy . pursuant to this Section shall not be disclosed to others unless , in <br /> ( b ) The Company shall have the right, at its own cost, to the reasonable judgment of the Company, it is necessary in <br /> the <br /> institute and prosecute any action or proceeding or to do any other administration of the claim . Failure of the insured claimant <br /> to suhmit <br /> act which in its opinion may be necessary or desirable to establish for examination under oath , produce other reasonably requested <br /> the title to the estate or interest, as insured , or to prevent or reduce information or grant permission to secure reasonably necessary <br /> loss or damage to the insured . The Company may take any information from third parties as required in this paragraph shall <br /> appropriate action under the terms of this policy, whether or not it terminate any liability of the Company under this policy as <br />to that <br /> shall be liable hereunder, and shall not thereby concede liability or claim . <br /> waive any provision of this policy . If the Company shall exercise its <br /> rights under this paragraph , it shall do so diligently. 6. Options to Pay or Otherwise Settle Claims; Termination of <br /> (c ) Whenever the Company shall have brought an action or Liability. <br /> interposed a defense as required or permitted by the provisions of In case of a claim under this policy, the Company shall have <br /> the <br /> this policy, the Company may pursue any litigation to final following additional options : <br /> determination by a court of competent jurisdiction and expressly ( a ) To Pay or Tender Payment of the Amount of Insurance . <br /> reserves the right , in its sole discretion , to appeal from any adverse To pay or tender payment of the amount of insurance <br /> under this <br /> judgment or order, policy, together with any costs , attorneys ' fees and expenses incurred <br /> (dl In all cases where this policy permits or requires the by the insured claimant, which were authorized by the Company, up <br /> to <br /> Company to prosecute or provide for the defense of any action or the time of payment or tender of payment and which the Company <br /> is <br /> proceeding , the insured shall secure to the Company the right to so obligated to pay . <br /> prosecute or provide defense in the action or proceeding , and all Upon the exercise by the Company of this option , all <br />liability and <br /> appeals therein , and permit the Company to use , at its option , the obligations to the insured under this policy, other than to <br />make the <br /> name of the insured for this purpose . Whenever requested by the payment required , shall terminate , including any liability or obligation <br /> Company, the insured , at the Company' s expense , shall give the to defend , prosecute , or continue any litigation , and the policy <br /> shall he <br /> Company all reasonable aid ( i ) in any action or proceeding , securing surrendered to the Company for cancellation . <br /> evidence , obtaining witnesses , prosecuting or defending the action or ( b ) To Pay or Otherwise Settle With Parties Other Than the <br /> proceeding , or effecting settlement , and ( ii ) in any other lawful act Insured or With the Insured Claimant . <br /> which in the opinion of the Company may be necessary or desirable ( i ) to pay or otherwise settle with other parties for or <br /> in <br /> to establish the title to the estate or interest as insured . If the the name of an insured claimant any claim insured against <br /> under this <br /> Company is prejudiced by the failure of the insured to furnish the policy , together with any costs , attorneys ' fees and expenses incurred <br /> required cooperation , the Company ' s obligations to the insured under by the insured claimant which were authorized by the Company up <br /> to <br /> the policy shall terminate , including any liability or obligation to the time of payment and which the Company is obligated to <br /> pay; or <br /> defend , prosecute , or continue any litigation , with regard to the ( ii ) to pay or otherwise settle with the insured claimant <br /> matter or matters requiring such cooperation . the loss or damage provided for under this policy , together with any <br /> costs , attorneys ' fees and expenses incurred by the insured claimant <br /> 5. Proof of Loss or Damage. which were authorized by the Company up to the time of payment <br /> In addition to and after the notices required under Section 3 of and which the Company is obligated to pay. <br /> these Conditions and Stipulations have been provided the Company, a Upon the exercise by the Company of either of the options <br /> proof of loss or damage signed and sworn to by the insured claimant provided for in paragraphs ( b )( i � or ( ii ) , the Company' <br />s obligations to <br /> shall be furnished to the Company within 90 days after the insured the insured under this policy for the claimed loss or <br />damage , other <br /> claimant shall ascertain the facts giving rise to the loss or damage . than the payments required to be made , shall terminate <br />, including any <br /> The proof of loss or damage shall describe the defect in , or lien or liability or obligation to defend , prosecute , or continue <br /> any litigation , <br /> encumbrance on the title , or other matter insured against by this <br /> policy which constitutes the basis of loss or damage and shall state , �� Determination, Extent ofLiabilityancl Coinsurance. <br /> to the extent possible , the basis of calculating the amount of the loss This policy is a contract of indemnity against actual <br /> monetary <br /> or damage . If the Company is prejudiced by the failure of the insured loss or damage sustained or incurred by the insured <br />claimant who <br /> claimant to provide the required proof of loss or damage , the has suffered loss or damage by reason of matters insured against <br /> by <br /> Company' s obligations to the insured under the policy shall terminate , this policy and only to the extent herein described . <br /> including any liability or obligation to defend , prosecute , or continue ( a ) The liability of the Company under this policy shall <br /> not <br /> any litigation , with regard to the matter or matters requiring such exceed the least of: <br /> proof of loss or damage . ( i ) the Amount of Insurance stated in Schedule A; or, <br /> In addition , the insured claimant may reasonably be required to ( ii ) the difference between the value of the insured estate <br /> submit to examination under oath by any authorized representative of or interest as insured and the value of the insured estate or <br /> interest <br /> the Company and shall produce for examination , inspection and subject to the defect, lien or encumbrance insured against by <br /> this <br /> copying , at such reasonable times and places as may be designated policy. <br /> by any authorized representative of the Company, all records , hooks , ( b ) The Company will pay only those costs , attorneys ' fees <br /> and <br /> ledgers , checks , correspondence and memoranda , whether bearing a expenses incurred in accordance with Section 4 of these Conditions <br /> and <br /> date before or after Date of Policy, which reasonably pertain to the Stipulations . <br /> loss or damage . Further, if requested by any authorized representative 8. Apportionment. <br /> of the Company, the insured claimant shall grant its permission , in If the land described in Schedule A consists of two or more <br /> writing , for any authorized representative of the Company to examine , parcels which are not used as a single site , and a loss <br /> is established <br /> inspect and copy all records , books , ledgers , checks , correspondence affecting one or more of the parcels but not all , the <br /> loss shall be <br />