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,. <br /><OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />Owner's Title Insurance Policy <br />Agent's File No: 41078585 <br />Policy No: OXFL-08040835 <br />SCHEDULE B <br />This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) <br />which arise by reason of: <br />GENERAL EXCEPTIONS: <br />1. Defects, liens, encumbrances, adverse claims or other matters, if any created, first appearing <br />in the Public Records or att <br />aching subsequent to the Effective Date but prior to the date the proposed <br />Insured acquires for value of record the estate or interest or mortgage thereon covered by this <br />Commitment. <br />2. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the <br />Title that would be disclosed by an accurate and complete land survey of the Land. The term <br />"encroachment: includes encroachments of existing improvements located on the Land onto <br />adjoining land, and encroachments on the Land of existing improvements located on adjoining land. <br />3. Rights or claims of parties in possession. <br />4. Construction, Mechanic's, Contractors' or 1Vlaterialmen's lien claims, if any, where no notice <br />thereof appears of record. <br />S. Easements or claims of easements not shown by the public records. <br />6. General or special taxes and assessments required to be paid in the year 2011 and subsequent <br />years. <br />7. Any adverse ownership claim by the State of Florida by right of sovereignty to any portion <br />of the lands insured hereunder, including submerged, filled or artificially exposed lands and lands <br />accreted to such lands. <br />8. State road right reservations(s), if any. <br />9. Oil, gas and mineral right reservations, if any. <br />Poll -Policy Insert Page 3 <br />