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may affirm, modify or reverse the decision of the Department. <br />(f) A decision to affirm the action of the Department shall constitute final agency <br />action for purposes of further appeal. <br />(g) The appeal of a decision of the Department's action shall stay the effective date <br />of such action. <br />(h) Any person may appeal a final determination of the Code Enforcement Board <br />within thirty (30) days of the rendition of the decision by filing an administrative appeal in <br />Circuit Court for the Nineteenth Judicial Circuit in and for Indian River County, Florida. <br />SECTION 12, TRANSITION PERIOD. <br />Any person operating as a title loan lender on the effective date of this Ordinance shall <br />have ninety (90) days from the effective date of this Ordinance to comply with the <br />regulations, restrictions, and licensing provisions of this Ordinance before the Department <br />may initiate any administrative or civil action, or refer a matter for criminal prosecution. <br />Within ten (10) days of the effective date of this Ordinance, all title loan lenders shall provide <br />written notice to all borrowers with whom they have outstanding loan agreements on the <br />effective date of this Ordinance, if they intend not to renew the title loan agreement under the <br />at the end of the term of the agreement in order to redeem the borrower's certificate of title. <br />SECTION 13. APPLICABILITY. <br />This Ordinance shall be applicable in both the unincorporated and incorporated areas <br />of Indian River County, Florida. <br />The <br />be due <br />terms of this Ordinance. <br />notice shall state the total <br />amount that will and payable <br />at the end of the term of the agreement in order to redeem the borrower's certificate of title. <br />SECTION 13. APPLICABILITY. <br />This Ordinance shall be applicable in both the unincorporated and incorporated areas <br />of Indian River County, Florida. <br />