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RESOLUTION 2007-131 I. INTRODUCTION This manual is a guide for operating the housing rehabilitation and/or mitigation (building hardening) program funded by the Indian River County Community Development Block Grant (CDBG) 2007 Hurricane Wilma Disaster Recovery Initiative Program. The responsibilities of Indian River County, the homeowner, construction contractor, and the Housing Rehabilitation Specialist are specifically addressed in this manual. The major focus of this manual is on housing rehabilitation, demolition/clearance, replacement and mitigation (hardening) of dwellings. Relocation of households is also covered to a limited extent. The Anti-Displacement policy should be consulted if displacement or permanent relocation becomes necessary. The goal for the CDBG 2007 Hurricane Wilma Disaster Recovery Initiative program is to rehabilitate substandard housing units located in Indian River County and to bring them up to a minimum acceptable living standard. A secondary goal under the CDBG Disaster Recovery Initiative program is to mitigate (harden) other owner occupied single family housing units that are in standard condition but do not meet the wind load requirements included in the current Florida Building Code. The standards used for this program will be the HUD Section 8 Minimum Housing Quality Standard and the Florida Building Code. The goal of this program will be achieved through the use of 2007 Hurricane Wilma Disaster Recovery Initiative CDBG funds to contract for the required rehabilitation and mitigation (building hardening) construction. All units to be assisted shall be owner-occupied. II. HOUSING REHABILITATION OBJECTIVES AND POLICIES A. Objectives The objectives of the Indian River County Disaster Recovery Initiative CDBG 2007 Hurricane Wilma Disaster Recovery Initiative Housing Rehabilitation Program are: 1. To encourage the revitalization of low-to-moderate income neighborhoods through a Housing Rehabilitation Deferred Payment Loan(DPL)Program. 2. To remove unhealthy or hazardous conditions in low-to-moderate income households. 3. To mitigate the damage to the residential housing units address from future storm events. 4. To use the Community Development Block Grant Disaster Recovery Initiative rehabilitation and mitigation grant funds as a catalyst to encourage residents of low-to-moderate income neighborhoods to improve their community. 5. To preserve existing housing stock. 6. To enable low-to-moderate income families to rehabilitate their homes by providing financial and technical assistance to those unable to obtain private financing. 7. To reduce utility costs and to improve the comfort of low-to-moderate income neighborhoods. 8. To increase employment and training opportunities for local residents and minority persons through the provision of funds for the rehabilitation of homes. 9. To make homes accessible to elderly/handicapped occupants as may be required by code, accessibility requirements and as good judgment may dictate. 10. To minimize impact of program participation on recipients and to limit direct costs encountered because of program participation. 3