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Downpayment/Closing Cost Loan Process Flow Chart <br />Applicant must attend a Home -Buyer's Educational Workshop <br />M <br />Applicant submits a completed application.to the county <br />1 <br />Applicant must contact a bank for pre-qua-lification <br />1 <br />The county verifies all income and asset information <br />1 <br />The county will send an eligibility letter to the applicant <br />N <br />LA <br />The applicant will take the eligibility letter to the bank <br />n <br />Bank will provide the commitment letter <br />1 <br />Bank or applicant submits the commitment letter to the county <br />l <br />The county's LRC approves the loan <br />l <br />Loan Closing <br />26 <br />