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all rehabilitation work and a satisfactory final <br />inspection by the corresponding jurisdictional Building <br />Department and the county designated inspector that all <br />required rehabilitation activities for the eligible <br />housing unit are completed. No SHIP funds will be paid <br />for any work completed prior -to the county's notice to <br />proceed. <br />Besides being used for general rehabilitation activities, <br />funds may be provided for emergency/ disaster repairs. <br />Emergency repairs eligible for SHIP funding are limited <br />to weatherization activities. Weatherization means <br />materials or measures and their installation which are <br />used to improve the thermal efficiency of -a residence. <br />For emergency repairs, only one written licensed <br />contractor estimate.is needed. No credit verification is <br />needed for emergency repairs. <br />Rehabilitation or emergency/disaster repair loans can be <br />leveraged with private funds, small city Community <br />Development Block Grant (CDBG) funds, weatherization <br />funds, and other state and federal programs as <br />appropriate. <br />b. Eligibility <br />i. Geographic Area <br />Rehabilitation loans may be made anywhere in the <br />County, including all municipalities located within <br />the County. <br />ii. Housing Unit Classification <br />Eligible housing units receiving IRCLHAProgram <br />Rehabilitation Loans must be owner -occupied single- <br />family or condominium residences. Mobile homes are <br />not eligible. <br />iii. Applicant Classification <br />(a) Rehabilitation loans may be awarded to the <br />following: <br />1. Very Low -Income Eligible Persons <br />2. Low -Income Eligible Persons <br />3. Moderate -Income Eligible Persons <br />(b) Rehabilitation loans shall result in eligible <br />housing for the following: <br />1. Very Low -Income Persons <br />2. Low -Income Persons <br />32 <br />