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M <br />Mortgage document and promissory notes are then prepared, <br />and a closing is scheduled. At the closing, the <br />applicant signs all appropriate documents. <br />Staff sends a notice to proceed to the contractor. <br />Contractor pulls building permits and completes the work. <br />Appropriate jurisdiction's building department inspector <br />inspects the completed work. Contractor sends the final <br />bill to the county. Staff requests a check that will be <br />sent directly to the contractor. <br />IRCLHAProgram Applicant Criteria <br />Eligible persons or sponsors applying for participation <br />in the IRCLHAProgram shall comply with the following <br />requirements: <br />a. Income Level <br />All households shall be classified as very low-, <br />low-, or moderate -income households. Household <br />income includes gross annual income of every member <br />of the household 18 years and older. In cases where <br />the applicant is an eligible sponsor but not an <br />eligible person, the assisted housing unit must be <br />occupied by eligible persons classified as very <br />low-, or low-income persons. Income inclusion and <br />exclusions will be based on guidelines provided by <br />the Florida Housing Finance Corporation (Exhibit <br />E) . <br />b. Employment Verification <br />Applicants seeking assistance from the <br />IRCLHAProgram to .purchase eligible housing units <br />shall be eligible persons meeting one of the <br />following employment criteria: <br />i. Suitable documentation indicating current, <br />continuous employment for a minimum of one (1) <br />year; or <br />ii. Suitable documentation indicating current <br />employment (within twelve (12) months of an <br />application submittal) as a seasonal farmworker, <br />with a minimum of two (2) consecutive years as a <br />seasonal farmworker, whereby the first period of <br />seasonal employment shall have been for the full <br />duration of the season, and the second period shall <br />have been for a minimum of one-half (1/2) of the <br />current season, if the eligible person(s) may be <br />classified as a seasonal farmworker(s); or <br />iii. An eligible person(s) classified as a person(s) <br />with special housing needs, excluding seasonal or <br />53 <br />