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Downpayment/Closing Cost Loan Process Flow Chart <br />Applicant must contact a bank for pre -qualification <br />1 <br />Applicant must attend a Home -Buyer's Educational Workshop <br />Applicant submits a completed application to the County <br />The County verifies all income and asset information <br />The County will send an eligibility letter to the applicant <br />1 <br />The applicant will take the eligibility letter to the bank <br />Bank will provide the commitment letter <br />Bank or applicant submits the commitment letter to the County <br />1 <br />The County's LRC approves the loan <br />Loan Closing <br />14 <br />