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BK: 2688 PG: 1496
<br />agent is specifically NOT granted the following powers:
<br />(a) To use the principal's assets for the agent's own legal obligations, including
<br />but not limited to support of the agent's dependents,
<br />(b) To exercise any trustee powers under an irrevocable trust of which the agent is
<br />a settlor and the principal is a trustee; and
<br />(c) To exercise incidents of ownership over any life insurance policies which the
<br />principal owns on the agent's life.
<br />28. The agent's signature under the authority granted in this power of attorney maybe
<br />accepted by any third party or organization with the same force and effect as if the principal were
<br />personally present and acting on the Principal's own behalf. No person or organization that relies
<br />on the agent's authority under this instrument shall incur any liability to the principal, the
<br />principal's estate, heirs, successors, or assigns, because of reliance on this instrument. The
<br />Principal's estate, heirs, successors, and assigns shall be bound by the Agent's acts under this
<br />power of attorney.
<br />29. Any third parry from whom the agent may request information, records, or other
<br />documents regarding the principal's personal affairs may release and deliver all such information,
<br />records, or documents to the agent. The principal hereby waives any privilege that may apply to
<br />release of such information, records, or other documents.
<br />30. No person who relies on any representation on the Agent may make regarding (a)
<br />the fact that the powers of the Agent are then in effect; (b) the scope of the Agent's authority
<br />under this instrument; (c) the Principal's competency at the time this instrument is executed; (d)
<br />the fact that this instrument has not been amended, terminated, or revoked; or (e) the fact that the
<br />Agent continues to serve as the Principal's Agent shall incur any liability to the Principal, the
<br />Principal's estate, or the Principal's heirs, successors, assigns for permitting the Agent to
<br />exercise any power granted in this instrument, nor shall any person who deals with the Agent be
<br />responsible to determine or ensure the proper application of funds or property.
<br />POWER OF ATTORNEY NOT AFFECTED BY PRINCIPAL'S INCAPACITY
<br />31. This power of attorney shall not be affected by the Principal's subsequent
<br />incapacity. The Principal declares that the Principal understands the importance of this durable
<br />power of attorney, recognizes that the Agent is granted broad power to hold, administer, and
<br />control the Principal's assets, and recognizes that this durable power of attorney will become
<br />effective immediately on execution and will continue indefinitely until specifically revoked or
<br />DPOA of Allan Marshall Edward Licht
<br />a.k.a. A. Marshall Licht
<br />PAGE 9
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