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FLORIDA MUNICIPAL SELF -INSURER'S FUND <br />Background, Legal Basis <br />The Florida Municipal Self -Insurer's Fund was established on November 10, <br />1977. This program was the culmination of League efforts to find less costly <br />worker's compensation coverage for Florida municipalities. Under Florida law, <br />a municipality is considered self-insured for worker's compensation if the <br />jurisdiction does not retain an insurance carrier (F.S. 440.38(6)). Under <br />F.S. 440.57, organizations of common interest are permitted to pool worker's <br />compensation coverage, provided they meet the requirements set forth for <br />,self-insuring. These two laws provided the legal basis on which FMSIF was <br />established. In addition, Article V11, Sec. 10 of the Florida Constitution, <br />prohibiting joint and several liability of municipalities, provides the guide- <br />line with which the fund operates. Each member Is liable for its own losses <br />beyond the resources of the fund. <br />.Organization <br />rThe FMSIF is structured along the same lines as the Alabama Municipal Fund <br />and the Alabama County Fund. <br />Operation of the FMSIF is the responsibility of a <br />Board of Trustees, who are elected governmental officials of member jurisdictions, <br />serving staggered terms. The Trustees set policy for the fund; they determine <br />el.lgibility for membership; standards of safety and education for members; <br />guidelines for collection of premium; f1scal policy for funds; and they establish <br />operating guidelines for contractees. <br />The Florida League of Cities, Inc., under contract to the Board of Trustees <br />of the FMSIF, serves as Administrator for the fund. <br />The League has the authority under this agreement to act in behalf of the <br />Trustees in admitting qualified applicants into the fund, maintaining members' <br />SEP 191979 aooK 41 rmu 525 <br />