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J U L 16 19 80
<br />aoox 44 facE 72
<br />6. These proposals were then turned over to the insurance committee for evaluation,
<br />review and recommendations. Members of this committee are:
<br />Air. Neil Nelson, Chairman
<br />Mr. Pat Lyons, Member
<br />Mrs. Rosemarie Richey, Member (Supervisor of Elections)
<br />Mr. George Liner, Member
<br />Mr. Jeff Barton, Member (Representing Clerk of Court)
<br />Mr. To, my Thomas, Member
<br />Mr. Jim Flynn, Member
<br />Air. Barney Schuster, Member
<br />Mr. Robert Donlon, Member
<br />Airs. Ruth Carter, Member ( Indian River Farms Water Control)
<br />Ass. Betty Dezzatti, Member ( Indian River Mosnuito rnnr-nl )
<br />The committee met at 2:00 P.M. on June 26, 1980. After an intense review, discussion
<br />and evaluation, the committee agreed unanimously to select Aetna Insurance Co. to be
<br />the employee's insurance carrier. The committee agreed to meet with representatives
<br />from Aetna Insurance Company for further negotiations. This meeting was held at 10:00
<br />A.M. on July 3, 1980, with all members present. Mr. Tom Powers, Air. Bill Starling
<br />and Air. Duncan Chalmers were the Aetna Representatives.
<br />The committee again discussed and reviewed the Aetna proposals, numerous questions
<br />were asked in order to clarify coverages. The Aetna Group satisfied the committee
<br />with their replys. The committee then requested a reduction in the amount quoted
<br />per thousand for the Life plus ADD coverage. The Aetna Group agreed to reduce their
<br />original quote of .685 per thousand to .58 per thousand for the five thousand min-
<br />imun as specified and to allow employee's to purchase a like amount at the same rate.
<br />Previously the county was paying 2.97 per month for three thousand dollars, we now
<br />will pay 2.90 per month for five thousand dollars worth of coverage.
<br />+ 7. Florida Statutes 112.08, states that Counties "may" negotiate simultaneous with all
<br />Companies submitting proposals. The Committee felt that this would serve no useful
<br />purpose because all proposals were thoroughly reviewed and adequate'information and
<br />data were available to make an intelligent decision.
<br />Our own specifications contained the statement that "We reserved the right to further
<br />negotiate with "the" Company selected".
<br />8. For the record, Gulf Life submitted revised quotations on June 18 and 30, 1980, after
<br />the original proposals were opened and reviewed. These later proposals could not be
<br />considered. It was noted however, that the revised rates submitted by Gulf Life on
<br />the above dates were still higher with less -coverage than the rates finalized with
<br />Aetna.
<br />9. The insurance committee recommends the Board of County Commissioners award the Employee
<br />Group & Health, Life and ADD coverage to Aetna Insurance Co. The committee further
<br />recommends that our present coverage with Blue Cross -Blue Shield be cancelled as of
<br />midnight (12:00) August 30, 1980 and Aetna Insurance Company to assume our coverage
<br />as of (12:01) A.M. Sept. 1, 1980. The Aetna rates are guaranteed through September
<br />30, 1981.
<br />10. The rates submitted by Aetna Insurance Company will save the county approximately
<br />16,000 per year over our present insurance carrier. In addition we will now have an
<br />insurance program which is far superior to the one presently in force.
<br />JF:bjo
<br />cc: Each Member
<br />COVERAGE/COST
<br />Single Employee
<br />Family (Incl'udes Employee) ,
<br />Carve Out ( 5 Employee's)
<br />Life & ADD 5M lfin.
<br />COST PER YEAR BASED ON ACTUAL COUNT
<br />(Mosquito Control & Nater Dist. not Included.)
<br />71- Single
<br />147 -Family
<br />4 -Carve -Out
<br />222 -Ins.
<br />Aetna Lower Than Each Company
<br />Maximum Life Time Benefit
<br />Single (Deductible per year)
<br />Family
<br />Maximum out of pocket expense per year
<br />Single
<br />Family
<br />�I
<br />A
<br />METROPOLITAN
<br />Net A. Nelson
<br />�.
<br />Chairman
<br />37:07
<br />GULF LIFE
<br />METROPOLITAN
<br />BLUE -CROSS
<br />AE1NA
<br />36.52
<br />37:07
<br />31.58
<br />29.79
<br />87.62
<br />92.96
<br />83.59
<br />74.37
<br />29.22
<br />21.00
<br />14.48
<br />15.58
<br />3.65
<br />2.35
<br />3.25
<br />*3.42
<br />* Revised to 2.90
<br />31,115
<br />31,583
<br />26,906
<br />25,381
<br />154,561
<br />163,981
<br />147,452
<br />131,188
<br />1,402
<br />1,008
<br />695
<br />747
<br />9,723
<br />6,260
<br />8,658
<br />7,725
<br />196,801
<br />202,832
<br />183,711
<br />165,041
<br />31-760
<br />17-791
<br />18, 62(,
<br />250,000.00
<br />Unlimited
<br />1000000,00
<br />Unlimited
<br />100.00
<br />100.00
<br />100.00
<br />100.00
<br />200.00
<br />200.00
<br />*200.00
<br />200.00
<br />* Did not meet spec's
<br />*600.00/per yr.
<br />1,000.00/per yr
<br />600.00/per yr
<br />600.00 First Year
<br />100.10 Second Year
<br />*1,200.00/per yr.
<br />1,500.00/per yr
<br />1,200.00/per yr
<br />1200.00 FSrat.Year
<br />* Same illness -Same person
<br />200.00 Second Year
<br />co -ins waived 2nd year.
<br />24
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