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IMPORTANT <br />J i he reriificate holder is an ADDITIONAL_ INSURED. the policy(ies) must be endorsed A statement <br />on this ;'orirficale does not confer riPhts to the cert frcate holder in heu of such endorsement(s). <br />If SUBROGATION IS \WAIVED, subject to the terms and conditions of the policy, certain policies nay <br />reqtrire an ondorsoment. A statement on this cart ficatz: Giles not confer rights to thr- ccrtdicete <br />holder In lieu of Such endorsements) <br />DISCLAIMER <br />-This Certificate of Insurance does not constitute a contract oetween the issuing insurer(s), authorized <br />representative or producer, and the certificate holder, nor does it affirmatively or negatively amend. <br />extend or alcor the, coverage afforded by the policies listed thereon. <br />