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TO: The honorable Board of County Commissioners DATE: March 4, 1982 FILE: SUBJECT: COMMENTS ON THE PROPOSED UNDEVELOPED COASTAL BARRIER FROM: David L. Greene REFERENCES: Assistant Administrator DESCRIPTION AND CONDITIONS: On February 10, 1982 the County Commission approved a public hearing for March 10, 1982 in order to adopt formal comments concerning the Undeveloped Coastal Barriers propoted by the Department of the Interior. Through media coverage the staff has attempted to inform County residents as to which areas are proposed as Undeveloped Coastal Barriers and the implications of the proposals. The public had opportunity to discuss with and question Federal officials in a public meeting sponsored by the Treasure Coast Regional Planning Council -on February 24, 1932 in the St. Lucie County Civic Center. ANALYSIS: The major effect of an area being designated as an Undeveloped Coastal Barrier is that Federal Flood Insurance for new con- struction or substantial improvement to existing structures will not be available after October 1, 1983. Structures which are insurable prior to October 1, 1983 will remain eligible for Federal Flood Insurance, however, if the structure is damaged to a point beyond 50 percent of its value, the term "sub- stantial improvement" will apply and Federal Flood Insurance will not be renewed. Prohibition of development is not the intent of the proposal. Lending institutions which use Federal money will be allowed to finance construction in these areas even if Federal Flood Insurance is not available. The choice of assuming the risk is placed entirely upon the management of the individual lend- ing institutions. The County is being requested by the Department of the Interior, to make comments concerning the proposed Undeveloped Coastal Barrier designations.. The areas within Indian River County which are involved include: 1. From approximately the northern 1/3 of Johns Island to the Sebastian State Recreation area, except for Summer Place Subdivision and Wabasso Beach Park. 2. From the St. Lucie County Line, northward approxi- mately 1750 feet. When the comment period expires (March 22, 1982) all materials and.information received by the Department of Interior will be compiled and presented to the United States Congress in August of 1982. This will begin a second review period to determine if Congress and the Department of Interior understand the data which was presented. October 15, 1982 will be the final cut- off date for comment concerning the proposed designations. MAR 101982 C NOK ,TME 10,14:a