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- Housina Element Policy 4.9 <br />POLICY 4.9: The county shall require all applicants for <br />downpayment/closing cost loan assistance from the Indian River <br />County Local Housing Assistance Program to attend a homebuyers' <br />educational program workshop as a prerequisite for getting a loan. <br />The homebuyers' educational program provides useful information to <br />people wanting to buy their own home. Typical subjects presented <br />are as follows: <br />• Preparing for homeownership (including budgeting, saving, <br />etc.) <br />• Shopping for a home <br />• Obtaining a mortgage (qualifying, processing, etc.) <br />• Understanding mortgages and the closing process <br />• Life as a homeowner (includes maintenance and <br />responsibilities) <br />• Credit and credit reports <br />- Housing Element Policy 9.1 <br />POLICY 9.1: The county shall maintain its local housing assistance <br />programs. As part of this coordination process, the county will <br />accept funds, land, in-kind services, or other types of payments <br />for housing assistance purposes from local municipalities which are <br />unable to provide sites for low cost housing within their <br />jurisdictions. <br />M <br />M <br />