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(American Land Title Association-Owner's Policy Adopted 6/17/2006)(With Florida Modifications)
<br /> OWNER'S POLICY OF TITLE INSURANCE
<br /> OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy must be
<br /> given to the Company at the address shown in Section 18 of the Conditions.
<br /> COVERED RISKS
<br /> SUBJECT TO TFIE EXCLUSIONS FROM COVERAGE,THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B,
<br /> AND THE CONDITIONS, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, a Florida corporation(the "Company")
<br /> insures, as of Date of Policy, against loss or damage, not exceeding the Amount of Insurance, sustained or incurred by the Insured by
<br /> reason of:
<br /> I Title being vested other than as stated in Schedule A.
<br /> 1 Any defect in or lien or encumbrance on the Title.This Covered Risk includes but is not limited to insurance against loss from
<br /> (a) A defect in the Title caused by
<br /> (i) forgery,fraud,undue influence,duress,incompetency,incapacity,or impersonation;
<br /> (ii) failure of any person or Entity to have authorized a transfer or conveyance;
<br /> (iii) a document affecting Title not properly created,executed,witnessed,sealed,acknowledged,notarized,or delivered;
<br /> (iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
<br /> (v) a document executed under a falsified,expired,or otherwise invalid power of attorney;
<br /> (vi) a document not properly filed, recorded, or indexed in the Public Records including failure to perform those acts by
<br /> electronic means authorized by law;or
<br /> (vii)a defective judicial or administrative proceeding.
<br /> (b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable,but unpaid.
<br /> (c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by
<br /> an accurate and complete land survey of the Land. The term "encroachment" includes encroachments of existing
<br /> improvements located on the Land onto adjoining land,and encroachments onto the Land of existing improvements located on
<br /> adjoining land.
<br /> 3 Unmarketable Title.
<br /> 4. No right of access to and from the Land.
<br /> 5. The violation or enforcement of any law, ordinance, permit, or governmental regulation(including those relating to building and
<br /> zoning)restricting,regulating,prohibiting,or relating to
<br /> (a) the occupancy,use,or enjoyment of the Land,
<br /> (b) the character,dimensions,or location of any improvement erected on the Land,
<br /> (c) the subdivision of land;or
<br /> (d) environmental protection
<br /> if a notice,describing any part of the Land,is recorded in the Public Records setting forth the violation or intention to enforce,but
<br /> only to the extent of the violation or enforcement referred to in that notice.
<br /> (Covered Risks continued)
<br /> In Witness Whereof, OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY, has caused this policy to be signed and sealed
<br /> as of Date of Policy shown in Schedule A,the policy to become valid when countersigned by an authorized signatory of the Company.
<br /> OED REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br /> A Slock Company.
<br /> 490 Second Avenue South,Mimeapolis,Minnesota 55401
<br /> (6121371-1111
<br /> BY President
<br /> Attest Secretaty
<br /> SERIAL
<br /> OF6-8409078
<br /> FORM OF6(rev.12/10)(With Florida Modifications) Page 1 of 5
<br /> File Number: 10036 DoubleTime®7.0.4
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