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fees only if the laws of the state in which the Land is located permit a court to award attorneys' fees to a prevailing party. <br />Judgment upon the award rendered by the Arbitrator(s) may be entered in any court having jurisdiction thereof. <br />The law of the situs of the land shall apply to an arbitration under the Title Insurance Arbitration Rules. <br />A copy of the Rules may be obtained from the Company upon request. <br />15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT. <br />(a) This policy together with all endorsements, if any, attached to it by the Company is the entire policy and contract <br />between the Insured and the Company. In interpreting any provision of this policy, this policy shall be construed <br />as a whole. <br />(b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim whether or <br />not based on negligence shall be restricted to this policy. <br />(c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person, or <br />expressly incorporated by Schedule A of this policy. <br />(d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms and <br />provisions. Except as the endorsement expressly states, it does not (i) modify any of the terms and provisions of the <br />policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. <br />16. SEVERABILITY <br />In the event any provision of this policy, in whole or in part, is held invalid or unenforceable under applicable law, the policy shall <br />be deemed not to include that provision or such part held to be invalid, but all other provisions shall remain in full force and effect. <br />17. CHOICE OF LAW; FORUM <br />(a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and <br />determined the premium charged therefor in reliance upon the law affecting interests in real property and applicable <br />to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction where the Land is <br />located. <br />Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to determine the <br />validity of claims against the Title that are adverse to the Insured and to interpret and enforce the terms of this policy. <br />In neither case shall the court or arbitrator apply its conflicts of law principles to determine the applicable law. <br />(b) Choice of Forum: Any litigation or other proceeding brought by the Insured against the Company must be filed only in. <br />a state or federal court within the United States of America or its territories having appropriate jurisdiction. <br />18. NOTICES, WHERE SENT <br />Any notice of claim and any other notice or statement in writing required to be given to the Company under this policy must be <br />given to the Company at Fidelity National Title Insurance Company, Attn: Claims Department, P.O. Box 45023, Jacksonville, FL <br />32232-5023. <br />2730609 <br />Copyright American Land Title Association. All <br />members in good standing as of the date of use. All <br />Association <br />8 of 8 ALTA Owner's Policy (6/17/06) <br />(with Florida Modifications) <br />rights reserved. The use of this Form is restricted to ALTA licensees and ALTA <br />other uses are prohibited. Reprinted under license from the American Land Title <br />