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MAR 2 0 1995 BOOK 60 F'q, - 248 <br />Mr. Moats emphasized that although theirs is a short <br />opinion, it is an unqualified opinion, which is good news. <br />He stated that since these statements are very involved and there <br />is a wealth of information contained in them, he would like to <br />give the Board just some high lights and an overall impression. <br />He first addressed the Combined Balance Sheet, Pages 28 & 29: <br />72 <br />