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Department and the county designated inspector that all <br /> required rehabilitation activities for the eligible <br /> housing unit are completed. No SHIP fund will be paid <br /> for any work completed prior to the notice to proceed. <br /> Besides general rehabilitation activities funds may be <br /> provided for emergency repairs. Emergency repairs <br /> eligible for SHIP funding are limited to weatherization <br /> activities. Weatherization means materials or measures <br /> and their installation which are used to improve the <br /> thermal efficiency of a residence. For emergency <br /> repairs, only one written licensed contractor estimate is <br /> needed. No credit verification is needed for emergency <br /> repairs. <br /> Rehabilitation or emergency repair loans can be leveraged <br /> with private funds, small city Community Development <br /> Block Grant (CDBG) funds, weatherization funds, and other <br /> state and federal programs as appropriate. <br /> b. Eligibility <br /> i. Geographic Area <br /> Rehabilitation loans may be made for eligible <br /> housing units located anywhere in the County, <br /> including all municipalities located within the <br /> County. <br /> ii. Housing Unit Classification <br /> Eligible housing units receiving IRCLHAProgram <br /> Rehabilitation Loans may be either owner-occupied <br /> or renter occupied single-family or multiple-family <br /> residences. Mobile homes are not eligible. <br /> iii. Applicant Classification <br /> (a) Rehabilitation loans may be awarded to the <br /> following eligible sponsors: <br /> 1. Non-profit Organizations <br /> 2. Investors <br /> 3. Very Low-Income Eligible Persons <br /> 4. Low-Income Eligible Persons <br /> (b) Rehabilitation loans shall result in eligible <br /> housing for the following eligible persons: <br /> 1. Very Low-Income Persons <br /> 2. Low-Income Persons <br /> 27 <br />