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1 <br /> ' EX=IT D <br /> ASSETS <br /> A. Aceta That Sbeck M cessiderod IL An*That ShoaN Net be Gaamaw <br /> 1. Savings aemoes sad He average 6-014th balance 1. Necessary personal people IN"Capt u lees/in 1S. <br /> of checking eeeeaais. <br /> 3. Sleeks,bonds.avlsp ewtifkatm measly market 2. latersat in Indian Vast lands. <br /> Neu sad other icveotmest atceusta. 3. Asset that ane a part of as active business or <br /> 3. tgaNy M run pr"so ey or ether capital �: Rectal proportion mal I ars <br /> icvoaestsaab. Laity Is the entlmsW correct a personal assets ocloa ran eetab i the <br /> pplkaal'o loin txapatkea.) <br /> market valve of the am loan less anpold balance en <br /> An jeans seared by On asset air reasonable Cues 4. Am4es cot aecmoiblo is tb family and that provide <br /> (such as broker(n)Hat would be incurred is no Ineeme fir the family. Per suwple,as abosod <br /> seNiq the assort. Under HOME and SHIP,equity spoons who legally and jointly owes a beam bot(1) <br /> IFH#Icwiy'rMiwary reddence b net coaddered dem cot be N the boost.(2)receives 1e iscowe <br /> for home owner repair programs. how swu 1110 of 1114 horses air(3)esu no ability <br /> b o n the bene. <br /> L The value of Ia/1.Y"CMetlesed renewable for <br /> housing prodaetlaa Is an Asse6(SHIP Program S. Whales specially equipped for Ib haNicappoL <br /> ONLY). <br /> 6. Equity In owner-occupied coop4ratioc recd <br /> ! Cub value of trues that Are available to the masafactured hewn he which the fanny IivoL <br /> hoosehow. <br /> 7. Assets bid i•Applicants'name but which are <br /> 6. IRA.Keogh,sad similar rdinmeat savings actually Owned by sea""abs. <br /> acceunb.even though withdrawal would result in a <br /> penalty. a. Asset and income from saes accrue to someone <br /> els. <br /> 7. Contributions to company retiroment/peukva Is. The other person In responsible for paying taxa <br /> hada that coo be withdrawn witheat retiring or on Income. <br /> Nrmiastisg empleyooat.This amount would be a Net to be confused with joist ownership. <br /> redoced by any penalty for early withdrawal. <br /> E Cash Valu of life iasursnce policies. <br /> i. Asub that,although owned by wen thus est <br /> person,allow unrestricted Access by the applieaat. <br /> 9. Lump.suni receipts.lack u isaWitsocm,capital <br /> gsins.lottery winnings.insurance uttlenents,and <br /> other Claims. <br /> 10. personal property hob as an isvutmeat suck as <br /> gems.jewelry,coil collections,sstique can,eta <br /> II. Amb disposed of for lesa thea fair market value <br /> during two years preceding certification or <br /> recortificatles. <br /> Josey t S" easmsw oenp <br /> 34 <br />