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employee prenotifies. It was never intended that the employee <br />pay that $200 deductible; it was put in there as an incentive to <br />make sure of the prenotification of the hospital stay. <br />Commissioner Bowman believed that if your bill exceeds <br />$50,000, you pay the whole shot or whatever Medicare does not <br />pay. <br />Mr. Morisco stated that it is not $50,000. The group <br />program has a waiver point above which benefits are paid at,100%, <br />and in calculating benefits, if that point is reached, Gulf would <br />coordinate 1000 with Medicare. Under the present program for <br />retirees it is done that way. <br />Commissioner Bowman noted that the Gulf people are way up in <br />Jacksonville, and the local agent is supposed to answer the <br />questions, but she went to the Gulf Life office here and they <br />know nothing about the group insurance and couldn't even give her <br />an 800 number. <br />Mr. Morisco advised that their local service office for this <br />area is in Fort Lauderdale, and OMB Director Baird noted that we <br />also have a County employee, Sheila Bland, who is supposed to <br />help if anyone has an insurance problem. <br />MOTION WAS MADE by Commissioner Bird, SECONDED by <br />Commissioner Wodtke, to accept the recommendation <br />of the OMB Director to remain with the health <br />insurance plan under Gulf Group Services, Inc. <br />Vice Chairman Lyons wished to be sure that this does not tie <br />us in with all the present benefits as he felt strongly that <br />there is a need for better coverage for retired people. <br />Mr. Morisco advised that those can be changed at any time <br />and the company would adjust the policy accordingly. <br />OMB Director Baird agreed that we can change the benefits of <br />this plan, but it does cost more money. <br />27 <br />J <br />UN 2 5 1�� BOOK �F�c� 804 <br />