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BUSINESS AUT® <br /> Physical Damage Coverage Information <br /> For Agreed Value Vehicles We Pay the Lesser of: <br /> 1. Agreed Value <br /> Constructive Total Loss if Repair Cost Equals 75% of Agreed Value <br /> 2. Actual Replacement Cost <br /> Including the Cost to Update to Current Standards <br /> 3. Repair Cost <br /> Including Up to 50% Extra to Update Damaged Parts to Current Standards <br /> Including the Cost to Recertify <br /> For Actual Cash Value Vehicles We Pay: <br /> 1. Actual Cash Value <br /> Including the RCV for Special Paint, Decals and Equipment <br /> Including the Cost to Update to Current Standards <br /> For Guaranteed Replacement Cost Vehicles We Will Increase the Agreed Value to <br /> Whatever Amount is Necessary to Equal the Lesser of: <br /> 1. Cost of a New Apparatus <br /> Including the Cost to Update to Current Standards <br /> 2. Actual Amount Spent for Repair or Replacement <br /> KEY (X) Invalid Vin,#No Liability Coverage, .Automatic Increase, ^Towing; +Rental <br /> Reimbursement; <br /> Page 18 52 <br />