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Commissioner Eggert asked if Mrs. Tillman has had safety meetings, and Mrs. Tillman advised that she has and she has been to the job sites. Commissioner Wheeler expressed his feeling that we would be increasing our exposure—$250,000 for a $40,000 savings. The Board continued to debate figures on exposure, risks, audits, average net losses over the past years, etc. Louis Schlitt came before the Board to speak in favor of the Schlitt Services Package Plan and in favor of staff's recommenda- tion. He presented his figures in detail comparing the proposals presented and emphasized that you can't just count losses, you must also count reserves. He felt the Board has not given everyone a chance and suggested that the County renew its policies and go back and review. He believed Mrs. Tillman is very knowledgeable but needs more time to get organized, and suggested the Board give her a year to be on the job before going along with her self-insurance proposal. OMB Baird expressed staff's feeling that Mrs. Tillman is right that we should go totally self-insured in the future, but did not favor the idea of being partially self-insured at this time. Commissioner Eggert stated that she is very much for going totally self-insured. She is kind of an all or nothing person, and is not totally content with what has been presented by the Risk Manager. She would initially prefer to go with the recommendation from the Acting Administrator, the OMB Director, and the County Attorney. Commissioner Bowman believed the reason Mrs. Tillman suggested going with Gallagher -Bassett this year is that she sees it as the least risk. Commissioner Bird commented that even in the short time Mrs. Tillman has been here, he feels some confidence in her and her background. Also, it seems several of the major counties in 61 NOV 11988 BOOK 75 F'rA Gf. 61