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n? �+ <br /> Indian River County BOCC-EMPLOYEES& CONSTITUTIONALS b�E <br /> PPO Dental Insurance RFP Evaluation ���II��lG ,AGR UP <br /> I N S U R A N C E 0 R O K E R SA & C O N S U L T ANT 5 <br /> Effective Date: October 1, 2014 <br /> Current Alternate#1 <br /> r s <br /> :,�,: 1���:a„' <br /> Plan Basics :� � �� �� �r �ygt /hftCwAl�t =_�� ,iiJt#l�eiwrFrtc� p�-# rtvaa k' �. �. f..` �`. � <br /> H ,y lV r NonNeYv� rJr lr[fifE[wWfr <br /> Non <br /> y �MF+FnN�fw¢t[tr�� <br /> ,. . .._. ovtr 1 Nrrvork � <br /> 9. iu �i d <br /> CalendarYeat wttm�ar nk, ifs: $1500 $1,000 <br /> Wo <br /> h� <br /> �rr�; r� „�,. :: y�, �.•,,: <br /> ,,, ,.,, ,r, r;,, p r <br /> Dec :� - r y �. ,, �. ,, . �,. <br /> urbbles,, ,. r <br /> as � � ., <br /> y � �' .�..� .,a".��. <br /> .. _.,��� �..f.,,,,yr.,,, ✓�:, ? Ere,, du_,;.., y, � ' <br /> .,... �h �,....�' <br /> ._.�.i.�-..�_-�._._dti. r.�..,.,�p����r rPrm o _ �.,., ,,,,,e.:i,.., .neo?,,,,y.�,.,. ;:,,,,,�.,,..:,::, iri✓...::i�.,. ..H/!��.�,_..,. ,,,,, ,z,,,, �aaAL�,,,vlt�F�r, <br />�,�/ rte,.. %,..east,. //~l�s� dv��,y_ <br /> Single $50 4 $100 $25 i $50 $50 ' 1 $100 $25 I $50 <br /> Family $150 $300 $75 $150 $150 t $300 $7S $150 <br /> Deductible Waived for Preventive <br /> Yes Yes Yes Yes Yes Yes Yes Yes <br /> Services? � � i r <br /> IS <br /> Benefitsnyy � i ✓' i i �� <br /> Preventative 100% P 100% 100% 100% 1 80% 100% 100% <br /> Basic 80% 7f_= 100% 80% 80% 70% 100% 80% <br /> Major 50% 40% 60% 50% 50% 40% 60% 50% <br /> i <br /> Orthodontia(Up to age 19) N/A N/A SO% SO% N/A i N/A SO% 50% <br /> R„ y9� � a <br /> Service lnforinat�on g �� <br /> y, I <br /> x <br /> Out of Network Benefits Level Fee Schedule Fee Schedule Fee Schedule Fee Schedule <br /> Waiting Period(Timely Entrants) None None None None <br /> Orthodontia-Lifetime Max N/A $1,000 N/A/ $1,000 <br /> Endodontics/Periodontics Basic Basic Basic Basic <br /> Rate Guarantee Expires 09/30/2014 Expires 09(80/7014 24 Months 24 Months <br /> y ;aye <br /> 6 � � r <br /> � � �� r . � ��,°� � �'� , .;, ,y, y/,,,,.,��,,r, .,..y„�,,, } ,onthty+�ies>;. .; , lrr,�.���a�4pn�h a� �F' f�r� iltth <br /> EE Only 56 9-4 $27.92 $38.58 $25.66 ($2.26) $36.47 ($2.11) <br /> EE+Spouse 18 37 $64.47 $90.58 $52.95 ($11.52) $75.39 ($15.19) <br /> Employee+Children 2+ 17 $58.60 $94,66 $62.52 $3.92 $90.97 ($3.69) <br /> EF+Two or More 46 .'3,1 $95..16 $146.88 $89.81 $S.3'a) $129.88 (ai TOO) <br /> Monthly Premium $8,329.18 s $14,315.52 ) 57,823.04 $12,829.42 <br /> Annual Premium $99,950.16 $171,786.24 $93,876.48 $153,953.04 <br /> $Increase N/A N/A -$6,073.68 -$17,833.20 <br /> %Increase N/A N/A -6.1% -10.4% <br /> Annual Premium $271;736.40 $247,829.52 <br /> $Increase N/A -$23,906.88 <br /> %Increase N/A -8.8% <br />